St. Johns County property record for 405 Inagua Dr, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,662 sqft · built 1998 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $249,900 (Jul 2020) |
| Tax Bill | $2,967 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Reverse Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 074531-1910 |
| Primary APN | 074531-1910 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,662 sqft Living Area |
| Gross Area | 2,206 sqft |
| 1st Floor Area | 1,662 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Glass Porch |
|---|---|
| Porch Area | 221 sqft |
| Deck Area | 168 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 INAGUA DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-9613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 28/110-116 EAGLE CREEK OF ST AUGUSTINE LOT 191 OR4992/713 |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 50 |
| Legal Subdivision | EAGLE CREEK OF ST AUGUSTINE |
| Legal Block | 1 |
| Legal Lot Number | 191 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20606 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 INAGUA DR, SAINT AUGUSTINE, FL 32095-9613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2020 · Amount on Record |
| Deed Sale | Jul 17, 2020 · Amount on Record |
| Prior Sale | Jan 12, 2015 · Amount on Record |
| Deed Document Number | 202057894 |
| Deed Book / Page | 4992 / 713 |
| Prior Transfer Date | Feb 11, 2005 |
| Prior Transfer Doc | 0023790875 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 17, 2020 |
| Property Address | 405 INAGUA DR, SAINT AUGUSTINE, FL 32095-9613 |
| Document Number | 0049920713 |
| Book / Page | 4992 / 713 |
| Map Reference | MB 28 PG 110-116 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 2020057894 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | KNIGHT BARRY TITLE SLN INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,749.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 208 HIGH BROOK RD, 208, THORNTON, NH 03285-6825 |
| Name | Verified Name |
|---|---|
| Address | 405 INAGUA DR, SAINT AUGUSTINE, FL 32095-9613 |
| Document Number | 0004992716 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 4992/716 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.98% |
| Type Change Date | Aug 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,828 (+2.7%) | $277,525 (-4.57%) Land $65,000 Building $212,525 | |
| 2025 | $2,967.00 (+13.46%) Homeowner's exemption | $233,523 (+5.99%) | $290,814 (-0.72%) Land $60,000 Building $230,814 |
| 2024 | $2,615.00 (+2.11%) | ||
| 2023 | $2,561.00 (+3.27%) Homeowner's exemption | $220,332 (+3%) | $292,916 (+4.54%) Land $70,000 Building $222,916 |
| 2022 | $2,480.00 Homeowner's exemption | $213,915 | $280,191 Land $61,600 Building $218,591 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 108 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 6 (2016–2023) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-EAGLE CREEK WS serves 655 people · EPA ID FL2554353 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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