405 Holstein Dr, Belton, TX 76513 Property Records

Bell County property record for 405 Holstein Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,182 sqft · built 2022
Lot Size	0.166 acres (7,207 sqft)
Owner	Individual Name on File
Last Sale	$317,870 (Oct 2022)
Tax Bill	$5,421 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0280090957`

Property Details

APN / Parcel Number

Primary APN	`0280090957`
Alternative APNs	`477013` `832740`

Interior

Stories	1 Story
Building Area	2,182 sqft Living Area
1st Floor Area	2,182 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,207 sqft (0.166 acres)
Lot Dimensions	122 ft deep x 59 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Location & Zoning

Street Address	405 HOLSTEIN DR
City	BELTON
State	TX
Zip	76513-4216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SENDERO ESTATES, BLOCK 004, LOT 0010
Legal Subdivision	SENDERO ESTATES
Legal Block	4
Legal Lot Number	10
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	5
Census Block	5004
Census Tract	21601

Owner

405 Holstein Dr is owned and occupied by an individual who bought it in October 2022.

Source: Bell County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	405 HOLSTEIN DR, BELTON, TX 76513-4216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FIRST NATIONAL BANK TEXAS
Dec 16, 2019	Loan Modification, Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2022 · Amount on File
Deed Sale	Oct 6, 2022 · Amount on File
Prior Sale	Sep 22, 2021 · Amount on File
Deed Document Number	202262346
Record Updated	Sep 20, 2026

October 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 6, 2022
Property Address	405 HOLSTEIN DR, BELTON, TX 76513-4216
Document Number	0000062346
Map Reference	PL 96A&B
Instrument Date	Oct 6, 2022
Instrument	2022062346
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 10, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 S WHEAT RD, BELTON, TX 76513-8220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 HOLSTEIN DR, BELTON, TX 76513-4216

Mortgage

Document Number	0000062347
Date	Oct 6, 2022
Instrument	2022062347

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Recording Date	Dec 16, 2019
Property Address	405 HOLSTEIN DR, BELTON, TX 76513-4216
Instrument Date	Nov 28, 2019
Instrument	57271
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOLSTEIN DR BELTON TX 765134216, BELTON, TX 76513-4216

Mortgage

Document Number	0000057271
Date	Dec 16, 2019
Instrument	57271

Lender

Name	BANCORPSOUTH
Type	Bank
Address	5550 SW H K DODGEN LOOP, TEMPLE, TX 76504-3445

Agreement

Amount	Amount on Record
Term	24 Months
Due	Dec 15, 2021

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 405 Holstein Dr was $5,421 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Belton City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,421.00	$350,534 Land $40,000 Building $310,534	$350,534 Land $40,000 Building $310,534
2023	$5,889.00 (+703.41%) Homeowner's exemption	$347,928 Land $40,000 Building $307,928	$347,928 Land $40,000 Building $307,928
2022	$733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Holstein Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Holstein Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 61% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOG RIDGE WSC serves 4,100 people · EPA ID TX0140044
Water Source	Purchased surface water from CENTRAL TEXAS WSC
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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