405 Holmes Ln, Sugarloaf, CA 92386 Property Records

San Bernardino County property record for 405 Holmes Ln, Sugarloaf, CA 92386

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 760 sqft · built 1977
Lot Size	0.055 acres (2,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Mar 2019)
Tax Bill	$2,901 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`2350-515-52-0000`

Property Details

APN / Parcel Number

Primary APN	`2350-515-52-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	760 sqft Living Area
1st Floor Area	760 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,375 sqft (0.055 acres)
Lot Dimensions	95 ft deep x 25 ft wide
Porch	Patio/Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 HOLMES LN
City	SUGARLOAF
State	CA
Zip	92386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BVRS
Legal Description	TRACT NO 1754 BIG BEAR PINES NO 1 LOTS 18 BLK 17
Legal Subdivision	BIG BEAR PINES #1
Legal Tract	1754
Legal Block	17
Legal Lot Number	18
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	1
Census Block	1006
Census Tract	11408

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17261 RACHELS WAY, CHINO HILLS, CA 91709-6368
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN WEST FUNDING INC
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN WEST ALLIANCE INC
Mar 12, 2019	Quit Claim Deed, Transfer LAWYERS TITLE-IE
Mar 12, 2019	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 15, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2019 · Amount on Record
Deed Sale	Mar 12, 2019 · Amount on Record
Prior Sale	May 23, 2011 · Amount on Record
Deed Document Number	201976459
Prior Transfer Date	Mar 8, 2019
Prior Transfer Doc	0000076458
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	405 HOLMES LN, SUGARLOAF, CA 92386
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17261 RACHELS WAY, CHINO HILLS, CA 91709-6368

Mortgage

Document Number	0000065160
Date	Feb 10, 2021
Instrument	2021-0065160

Lender

Name	GOLDEN WEST FUNDING INC
Type	Mortgage Company
Address	GLENDALE, CA 91203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	405 HOLMES LN, SUGARLOAF, CA 92386
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17261 RACHELS WAY, CHINO HILLS, CA 91709-6368

Mortgage

Document Number	0000029122
Date	Jan 25, 2022
Instrument	2022-0029122

Lender

Name	GOLDEN WEST ALLIANCE INC
Type	Non-Lending Institution
Address	GLENDALE, CA 91203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 12, 2019
Property Address	405 HOLMES LN, SUGARLOAF, CA 92386
Document Number	0000076458
Instrument Date	Mar 8, 2019
Instrument	76458
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	LAWYERS TITLE-IE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	17261 RACHELS WAY CHINO HILLS CA 917096368, CHINO HILLS, CA 91709-6368

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 12, 2019
Property Address	405 HOLMES LN, SUGARLOAF, CA 92386
Document Number	0000076459
Map Reference	MB 25 PG 52&53
Instrument Date	Feb 13, 2019
Instrument	2019-0076459
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE IE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17261 RACHELS WAY, CHINO HILLS, CA 91709-6368

Mortgage

Document Number	0000076460
Date	Mar 12, 2019
Instrument	2019-0076460

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 15, 2017
Property Address	405 HOLMES LN, SUGARLOAF, CA 92386
Document Number	0000244651
Instrument Date	Jun 14, 2017
Instrument	244651
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	673 CANAL ST VERDI NV 89439, VERDI, NV 89439

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$147,804 (+2%) Land $29,562 Building $118,242
2025	$2,901.00 (+8.77%)	$144,906 (+4.04%) Land $28,982 Building $115,924
2023	$2,667.00 (+4.38%)	$139,280 Land $27,857 Building $111,423
2022	$2,555.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Also Mapped Here	BIG BEAR CITY CSD
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,029 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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