Anne Arundel County property record for 405 Hillsmere Dr, Annapolis, MD 21403 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,175 sqft · built 1970 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $104,500 (Oct 1987) |
| Tax Bill | $2,245 (2023) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jan 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-412-03986560 |
| Primary APN | 02-412-03986560 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,175 sqft Total Area |
| 1st Floor Area | 1,175 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,000 sqft (0.275 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 41203986560 |
|---|---|
| Old Parcel Number | 241203986560 |
| Street Address | 405 HILLSMERE DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 BK K SC 2 PL 2 405 HILLSMERE DR HILLSMERE ESTATES |
| Legal Section | 2 |
| Legal Subdivision | HILLSMERE ESTATES |
| Legal Block | K |
| Legal Lot Number | 3 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 702601 |
Source: Anne Arundel County records · APN 02-412-03986560
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 HILLSMERE DR, ANNAPOLIS, MD 21403-4022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Jan 30, 2026 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Oct 09, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 1987 · Amount on Record |
| Deed Sale | Oct 27, 1987 · Amount on Record |
| Deed Document Number | 013219 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 405 HILLSMERE DR, ANNAPOLIS, MD 21403-4022 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0420290233 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | 42029/233 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 405 HILLSMERE DR, ANNAPOLIS, MD 21403-4022 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0420330497 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 42033/497 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 405 HILLSMERE DR, ANNAPOLIS, MD 21403-4022 |
| Document Number | 0326610003 |
| Instrument Date | Oct 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2018 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 405 HILLSMERE DR ANNAPOLIS MD 214034022, ANNAPOLIS, MD 21403-4022 |
| Document Number | 0326610003 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | 032661/000003 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,245.00 Homeowner's exemption | $346,300 Land $244,000 Building $102,300 | $346,300 Land $244,000 Building $102,300 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037026011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1979–2014) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2014, other causes |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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