La Plata County property record for 405 Hillcrest Dr, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.75 ba · 4,074 sqft · built 1989 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Nov 2020) |
| Tax Bill | $2,950 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5665-222-03-008 |
| Primary APN | 5665-222-03-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,074 sqft Living Area |
| Gross Area | 4,650 sqft |
| 1st Floor Area | 2,716 sqft |
| Basement Area | 1,358 sqft |
| Finished Basement | 1,358 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 240 sqft |
| Patio Area | 336 sqft |
| Heating System | Radiant |
|---|
| Account Number | R021248 |
|---|---|
| Street Address | 405 HILLCREST DR |
| City | DURANGO |
| State | CO |
| Zip | 81301-6523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: HILLCREST EST, AMD 2 BLOCK: 0 LOT: 87 405 HILLCREST DR DURANGO 81301 |
| Legal Subdivision | HILLCREST EST, AMD 2 |
| Legal Block | 1 |
| Legal Lot Number | 87 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 970800 |
Source: La Plata County records · APN 5665-222-03-008
Assessment roll updated July 20, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 HILLCREST DR, DURANGO, CO 81301-6523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 21, 2023 | Deed of Trust, Mortgage · Line of Credit BUTTON FINANCE INC |
| Nov 04, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 04, 2020 · Amount on Record |
| Deed Sale | Nov 04, 2020 · Amount on Record |
| Prior Sale | Jul 20, 1998 · Amount on Record |
| Deed Document Number | 20201180806 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 405 HILLCREST DR, DURANGO, CO 81301-6523 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | 405 HILLCREST DR, DURANGO, CO 81301-6523 |
| Document Number | 0001251543 |
|---|---|
| Date | Mar 02, 2026 |
| Instrument | 1251543 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 405 HILLCREST DR, DURANGO, CO 81301-6523 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 405 HILLCREST DR, DURANGO, CO 81301-6523 |
| Document Number | 0001222970 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 1222970 |
| Name | BUTTON FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | WHITE PLAINS, NY 10606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Nov 04, 2020 |
| Property Address | 405 HILLCREST DR, DURANGO, CO 81301-6523 |
| Document Number | 0001180806 |
| Map Reference | DOC 487777 |
| Instrument Date | Nov 03, 2020 |
| Instrument | 1180806 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | COLORADO TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 HILLCREST DR, DURANGO, CO 81301-6523 |
| Document Number | 0001180807 |
|---|---|
| Date | Nov 04, 2020 |
| Instrument | 1180807 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Municipality | Durango City |
| Unified School District | Durango School District 9-R (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,850 (+0.25%) Land $20,610 Building $35,240 | $891,370 (-) Land $329,000 Building $562,370 | |
| 2025 | $2,950.00 (+46.18%) | $55,710 (+30.38%) Land $20,560 Building $35,150 | $891,370 (+39.77%) Land $329,000 Building $562,370 |
| 2024 | $2,018.00 (+17.53%) | ||
| 2023 | $1,717.00 (+12%) | $42,730 (+13.28%) Land $16,020 Building $26,710 | $637,750 (+17.49%) Land $239,060 Building $398,690 |
| 2022 | $1,533.00 | $37,720 Land $12,980 Building $24,740 | $542,820 Land $186,830 Building $355,990 |
Source: FEMA National Flood Hazard Layer as of April 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 58% of the US · above 44% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 187 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF DURANGO serves 33,787 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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