Williamson County property record for 405 Highland Bluff Dr, Georgetown, TX 78633
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,832 sqft · built 2016 |
| Lot Size | 1.01 acres (44,213 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $12,135 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Jun 2020 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-20-5405-000A-0015 |
| Primary APN | R-20-5405-000A-0015 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,832 sqft Living Area |
| 1st Floor Area | 3,832 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Roof Material | Other |
| Lot Area | 44,213 sqft (1.01 acres) |
| Garage Area | 922 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 611 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R205405000A0015 |
|---|---|
| Street Address | 405 HIGHLAND BLUFF DR |
| City | GEORGETOWN |
| State | TX |
| Zip | 78633-2163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S11184 - HIGHLAND ESTATES SUB, BLOCK A, LOT 15, ACRES 1.015 |
| Legal Subdivision | HIGHLAND ESTATES SUB |
| Legal Block | A |
| Legal Lot Number | 15 |
| Jurisdiction | WILLIAMSON TX |
| Township / Civil Division | ROUND ROCK-GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20109 |
Source: Williamson County records, as of September 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 HIGHLAND BLUFF DR, GEORGETOWN, TX 78633-2163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2023 | Deed of Trust, Mortgage FROST BANK |
| Jun 8, 2020 | Deed of Trust, Mortgage · Line of Credit FROST BANK |
| May 28, 2020 | Deed of Trust, Mortgage CORNERSTONE HM LNDG |
| Jan 29, 2018 | Warranty Deed, Transfer CORNERSTONE HM LNDG |
| Nov 1, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage RONNIE MCFARLIN |
| Aug 3, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage RONNIE MCFARLIN |
| Jun 6, 2017 | Warranty Deed, Construction Loan · Construction Mortgage UNION STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2024 |
| Deed Sale | Dec 20, 2024 |
| Prior Sale | Jan 29, 2018 · Amount on Record |
| Deed Document Number | 2024101096 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TX |
| Property Address | 405 HIGHLAND BLUFF DR, GEORGETOWN, TX 78633-2163 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 405 HIGHLAND BLUFF DR, GEORGETOWN, TX 78633-2163 |
| Investor | Possibly a Property Investor |
| Document Number | 0000077312 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 2023077312 |
| Name | FROST BANK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78296 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TX |
| Property Address | 405 HIGHLAND BLUFF DR, GEORGETOWN, TX 78633-2163 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | INDEPENDENCE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000060006 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 2020060006 |
| Name | FROST BANK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78296 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TX |
| Property Address | 405 HIGHLAND BLUFF DR, GEORGETOWN, TX 78633-2163 |
| Document Number | 0000060005 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 HIGHLAND BLUFF DR GEORGETOWN TX 786332163, GEORGETOWN, TX 78633-2163 |
| Document Number | 0000060005 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 60005 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 7, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSON TX |
| Recording Date | Jan 29, 2018 |
| Property Address | 405 HIGHLAND BLUFF DR, GEORGETOWN, TX 78633-2163 |
| Document Number | 0000007737 |
| Instrument Date | Jan 29, 2018 |
| Instrument | 7737 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2018 |
| Title Company | GEORGETOWN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 3254 PFLUGERVILLE TX 786913254, PFLUGERVILLE, TX 78691-3254 |
| Document Number | 7738 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 7738 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 28, 2048 |
| Document Number | 7739, |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 7739 |
| Name | INTERNATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78758 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 28, 2033 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WILLIAMSON TX |
| Recording Date | Nov 1, 2017 |
| Property Address | 405 HIGHLAND BLUFF DR, GEORGETOWN, TX 78633-2163 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 101600 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 28, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 HIGHLAND BLUFF DR GEORGETOWN TX 786332163, GEORGETOWN, TX 78633-2163 |
| Document Number | 0000101600 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 101600 |
| Name | RONNIE MCFARLIN |
|---|---|
| Address | PO BOX 1219, GEORGETOWN, TX 78627-1219 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 31, 2018 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WILLIAMSON TX |
| Recording Date | Aug 3, 2017 |
| Property Address | 405 HIGHLAND BLUFF DR, GEORGETOWN, TX 78633-2163 |
| Instrument Date | Aug 2, 2017 |
| Instrument | 71912 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 4, 2017 |
| Title Company | GEORGETOWN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 HIGHLAND BLUFF DR GEORGETOWN TX 786332163, GEORGETOWN, TX 78633-2163 |
| Document Number | 0000071912 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | 71912 |
| Name | RONNIE MCFARLIN |
|---|---|
| Address | PO BOX 1219, GEORGETOWN, TX 78627-1219 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 2, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSON TX |
| Recording Date | Jun 6, 2017 |
| Property Address | 405 HIGHLAND BLUFF DR, GEORGETOWN, TX 78633-2163 |
| Document Number | 0000051341 |
| Map Reference | DOC2016055892 |
| Instrument Date | Jun 5, 2017 |
| Instrument | 2017051341 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 6, 2021 |
| Title Company | GEORGETOWN TITLE COMPANY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 HIGHLAND BLUFF DR, GEORGETOWN, TX 78633-2163 |
| Document Number | 0000051342 |
|---|---|
| Date | Jun 6, 2017 |
| Instrument | 2017051342 |
| Name | UNION STATE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2020 |
| Change Frequency | 3 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.25% |
| Index | 3-Year CMT |
| Max Rate | 10.2% |
Source: Williamson County assessment roll, as of September 15, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Williamson County |
| Unified School District | Georgetown Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,135.00 | $1,048,476 (+6.25%) Land $212,000 Building $836,476 | $1,048,476 (+6.25%) Land $212,000 Building $836,476 |
| 2024 | $12,135.00 (+13.47%) | ||
| 2023 | $10,694.00 (-5.85%) Homeowner's exemption | $986,790 Land $165,000 Building $821,790 | $986,790 Land $165,000 Building $821,790 |
| 2022 | $11,358.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 64% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Western Broadband Fixed Wireless | 200 / 40 |
| SOS Communications Fixed Wireless | 100 / 20 |
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