405 Highland Ave, Georgetown, KY 40324 Property Records

Scott County property record for 405 Highland Ave, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	8 bd · 4 ba · 1,724 sqft
Lot Size	0.202 acres (8,782 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Sep 2020)
Tax Bill	$2,026 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`167-10-152.000`

Property Details

APN / Parcel Number

Primary APN	`167-10-152.000`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	1,724 sqft
Basement Area	1,724 sqft
Unfinished Basement	1,724 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	8,782 sqft (0.202 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	405 HIGHLAND AVE
City	GEORGETOWN
State	KY
Zip	40324-1273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY GEO 55
Legal Subdivision	HIGHLAND AVENUE
Legal Lot Number	1&2
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2013
Census Tract	40208

Owner

405 Highland Ave is owned by two individuals who bought it in September 2020.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	777 LOCUST FORK RD, STAMPING GROUND, KY 40379-8904
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 18, 2020	Deed, Transfer
May 21, 2020	Intrafamily Transfer, Transfer
Nov 27, 2019	Commissioner's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on File
Deed Sale	Sep 18, 2020 · Amount on File
Prior Sale	Nov 27, 2019 · Amount on File
Deed Document Number	2020421747
Deed Book / Page	417 / 621
Prior Transfer Date	Sep 14, 2020
Prior Transfer Doc	D417/621
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	405 HIGHLAND AVE, GEORGETOWN, KY 40324-1273
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1541/837
Date	Sep 18, 2020
Book Page	M1541/837
Instrument	421748

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 18, 2020
Property Address	405 HIGHLAND AVE, GEORGETOWN, KY 40324-1273
Document Number	D417/621
Book / Page	D417 / 621
Instrument Date	Sep 14, 2020
Instrument	421747
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 ARROWHEAD CT, 104, GEORGETOWN, KY 40324-8971

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	109 ARROWHEAD CT, GEORGETOWN, KY 40324-8971

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT KY
Recording Date	May 21, 2020
Property Address	405 HIGHLAND AVE, GEORGETOWN, KY 40324-1273
Document Number	D414/398
Book / Page	D414 / 398
Instrument Date	May 4, 2020
Instrument	416525
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Tax	$27.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ARROWHEAD CT, GEORGETOWN, KY 40324-8971

November 2019: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	SCOTT KY
Recording Date	Nov 27, 2019
Property Address	405 HIGHLAND AVE, GEORGETOWN, KY 40324-1273
Document Number	D410/609
Book / Page	D410 / 609
Instrument Date	Nov 14, 2019
Instrument	408928
Transaction Type	Foreclosure
Record Updated	Jun 14, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ARROWHEAD CT, GEORGETOWN, KY 40324-8971

Tax Assessment & Valuation

The 2025 property tax bill for 405 Highland Ave was $2,026.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,500 (-)	$227,500 (-)
2025	$2,026.00	$227,500	$227,500
2023	$1,994.00 (+4.51%)	$220,000 (-) Land $27,500 Building $192,500	$220,000 (-) Land $27,500 Building $192,500
2022	$1,908.00	$220,000 Land $25,000 Building $195,000	$220,000 Land $25,000 Building $195,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Highland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 405 Highland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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