Clare County property record for 405 Hemlock St, Lake, MI 48632
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 684 sqft · built 1972 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $470 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-350-148-50 |
| Primary APN | 013-350-148-50 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 684 sqft Building Perimeter |
| 1st Floor Area | 684 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Mobile Home |
| Lot Area | 25,265 sqft (0.58 acres) |
| Lot Dimensions | 140 ft deep x 180 ft wide |
| Street Address | 405 HEMLOCK ST |
|---|---|
| City | LAKE |
| State | MI |
| Zip | 48632-9598 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T17N R6W SEC 21 . 405 HEMLOCK ST LOTS 148, 172 & 173 ADD NO 1 PLA-LAND. FROM 148-00 & 172-00 |
| Legal Range | 06W |
| Legal Township | 17N |
| Legal Section | 21 |
| Legal Subdivision | PLA-LAND SUPRVRS |
| Legal Lot Number | 148, 17 |
| Jurisdiction | CLARE MI |
| Township / Civil Division | GARFIELD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 500 |
405 Hemlock St, a single family home, is owned by two individuals.
Source: Clare County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5951 BRINGOLD AVE, LAKE, MI 48632-9228 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 405 Hemlock St was $470.
Source: Clare County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clare County |
| County Subdivision | Garfield Township |
| Unified School District | Farwell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,100 (+3.97%) Land $4,800 Building $8,300 | $26,200 (+3.97%) Land $9,600 Building $16,600 | |
| 2025 | $470.00 | $12,600 Land $4,800 Building $7,800 | $25,200 Land $9,600 Building $15,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Hemlock St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective February 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Hemlock St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Point Broadband.
5G (outdoors only) and 4G LTE
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