405 Harrow St, Severance (Windsor), CO 80550 Property Records

Weld County property record for 405 Harrow St, Severance, CO 80550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,549 sqft · built 2018
Lot Size	0.152 acres (6,600 sqft)
Owner	Company Name on File
Last Sale	$530,000 (Sep 2024)
Tax Bill	$5,454 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8070-12-2-30-03`

Property Details

APN / Parcel Number

Primary APN	`8070-12-2-30-03`
Alternative APNs	`0807-01-2-23-003` `R8947000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,549 sqft Living Area
Gross Area	3,941 sqft
Basement Area	741 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Frame/Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Garage Area	651 sqft
Porch	Slab
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8947000
Street Address	405 HARROW ST
City	SEVERANCE
State	CO
Zip	80550-3284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 6 TAILHOLT 1ST FG
Legal Subdivision	TAILHOLT 1ST FG
Legal Block	6
Legal Lot Number	3
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2008
Census Tract	2208

Owner

405 Harrow St is owned by a company that bought it in September 2024.

Source: Weld County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Deed of Trust, Mortgage · Conventional with PMI MR COOPER
Apr 2, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Jun 27, 2017	Grant Deed, Construction Loan · Line of Credit BANK OF CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2024 · Amount on File
Deed Sale	Sep 25, 2024 · Amount on File
Prior Sale	Apr 2, 2019 · Amount on File
Deed Document Number	20244984325
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	405 HARROW ST, SEVERANCE, CO 80550-3284
Document Number	0004607337
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 HARROW ST SEVERANCE CO 805503284, SEVERANCE, CO 80550-3284

Mortgage

Document Number	0004607337
Date	Jul 13, 2020
Instrument	4607337

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Apr 2, 2019
Property Address	405 HARROW ST, SEVERANCE, CO 80550-3284
Document Number	0004478010
Instrument Date	Mar 29, 2019
Instrument	4478010
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 6, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 HARROW ST, SEVERANCE, CO 80550-3284

Mortgage

Document Number	0004478011
Date	Apr 2, 2019
Instrument	4478011

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

June 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	Jun 27, 2017
Property Address	405 HARROW ST, SEVERANCE, CO 80550-3284
Instrument Date	Jun 27, 2017
Instrument	4313844
Transaction Type	Construction Loan
Record Updated	Jul 17, 2017
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3030 S COLLEGE AVE #200 FORT COLLINS CO 805252557, 200, FORT COLLINS, CO 80525-2557

Mortgage

Document Number	0004313844
Date	Jun 27, 2017
Instrument	4313844

Lender

Name	BANK OF CO
Type	Bank
Address	1609 E HARMONY RD, FORT COLLINS, CO 80525-3238

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Jun 26, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 405 Harrow St was $5,454, up 4% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,420 (-2.11%) Land $5,810 Building $26,610	$529,842 (-) Land $95,000 Building $434,842
2025	$5,454.00 (+4.02%)	$33,120 Land $5,940 Building $27,180	$529,842 Land $95,000 Building $434,842
2024	$5,243.00 (+5.3%)
2023	$4,979.00	$37,700 Land $6,430 Building $31,270	$557,263 Land $95,000 Building $462,263

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Harrow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 Harrow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVERANCE serves 11,733 people · EPA ID CO0162707
Water Source	Purchased surface water from NORTH WELD COUNTY WD
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LightGig Communications Fiber	10,000 / 10,000
Xfinity Fiber	2,000 / 2,000
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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