405 Harmons Way, San Marcos, TX 78666 Property Records

Hays County property record for 405 Harmons Way, San Marcos, TX 78666

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1972
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Last Sale	$284,665 (Jun 2023)
Tax Bill	$1,472 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R37095`

Property Details

APN / Parcel Number

Primary APN	`R37095`
Alternative APN	`1158950000011003`

Interior

Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Mobile Home
Lot Area	37,026 sqft (0.85 acres)

Location & Zoning

Account Number	R37095
Street Address	405 HARMONS WAY
City	SAN MARCOS
State	TX
Zip	78666-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK RIDGE ESTATES, LOT 11, ACRES 0.85
Legal Subdivision	OAK RIDGE ESTATES
Legal Block	3
Legal Lot Number	11
Jurisdiction	HAYS TX
Township / Civil Division	SAN MARCOS
Census Block Group	3
Census Block	3009
Census Tract	10602

Owner

405 Harmons Way is owned and occupied by two individuals who bought it in June 2023.

Source: Hays County records, as of August 25, 2025

Owner of Record	2 Individual Names on File
Mailing Address	405 HARMONS WAY, SAN MARCOS, TX 78666-1202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Intrafamily Transfer, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Mar 1, 2022	Deed of Trust, Mortgage · Line of Credit SECURITY STATE BANK & TRUST
Jan 13, 2021	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Deed Document Number	202322447
Prior Transfer Date	May 25, 2023
Prior Transfer Doc	0000022447
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAYS TX
Recording Date	Jun 23, 2023
Property Address	405 HARMONS WAY, SAN MARCOS, TX 78666-1202
Document Number	0000022447
Map Reference	VOL 1 PG 71
Instrument Date	May 25, 2023
Instrument	23022447
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	BOSTON NATIONAL TITLE AGENCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 HARMONS WAY, SAN MARCOS, TX 78666-1202

Mortgage

Document Number	0000022448
Date	Jun 23, 2023
Instrument	23022448

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	405 HARMONS WAY, SAN MARCOS, TX 78666-1202
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 HARMONS WAY, SAN MARCOS, TX 78666-1202

Mortgage

Document Number	0000010165
Date	Mar 1, 2022
Instrument	22010165

Lender

Name	SECURITY STATE BANK & TRUST
Type	Bank
Address	FREDERICKSBURG, TX 78624

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAYS TX
Recording Date	Jan 13, 2021
Property Address	405 HARMONS WAY, SAN MARCOS, TX 78666-1202
Document Number	0000001723
Instrument Date	Jan 4, 2021
Instrument	1723
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 HARMONS WAY SAN MARCOS TX 786661202, SAN MARCOS, TX 78666-1202

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Unified School District	San Marcos Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,810 Land $103,810	$103,810 Land $103,810
2024	$1,472.00
2023		$96,890 (+40.56%) Land $96,890	$96,890 (+40.56%) Land $96,890
2022	$1,103.00	$68,930 Land $68,930	$68,930 Land $68,930
2018	$49.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 Harmons Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	2 (2015–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Harmons Way is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN MARCOS serves 72,970 people · EPA ID TX1050001
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Guadalupe Valley Electric Cooperative Fixed Wireless	100 / 20

May also be available: Verizon, VTX Communications.

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