405 Hamilton St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 405 Hamilton St, Worcester, MA 01604

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,640 sqft · built 1910
Lot Size	0.092 acres (3,990 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Mar 2017)
Tax Bill	$8,388 (2026)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-029-00017`

Property Details

APN / Parcel Number

Primary APN	`41-029-00017`
Alternative APN	`WORC M:41 B:029 L:00017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,640 sqft Living Area
Gross Area	6,198 sqft
1st Floor Area	1,320 sqft
Attic	Attic
Attic Area	1,489 sqft
Basement Area	1,489 sqft
Unfinished Basement	1,489 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,990 sqft (0.092 acres)
Garage Type	Basement
Deck Area	Deck Area

Location & Zoning

Account Number	41-029-00017
Street Address	405 HAMILTON ST
City	WORCESTER
State	MA
Zip	01604-1919
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RL-7
Legal Block	29
Legal Lot Number	17
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2005
Census Tract	732202

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 HAMILTON ST, WORCESTER, MA 01604-1919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2017 · Amount on Record
Deed Sale	Mar 6, 2017 · Amount on Record
Prior Sale	May 15, 2014 · Amount on Record
Deed Book / Page	56818 / 325
Transfer Doc	056818-325
Record Updated	Oct 29, 2026

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 6, 2017
Property Address	405 HAMILTON ST, WORCESTER, MA 01604-1919
Document Number	56818-325
Book / Page	056818 / 000325
Instrument Date	Feb 10, 2017
Instrument	23261
Transaction Type	Transfer
Record Updated	Mar 28, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,299.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 HAMILTON ST WORCESTER MA 016041919, WORCESTER, MA 01604-1919

Mortgage

Document Number	56818-327
Date	Mar 6, 2017
Book Page	056818/000327
Instrument	23262

Lender

Name	INLAND BK&TR
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,388.00 (+5.32%)	$631,600 (+4.6%) Land $87,900 Building $543,700	$578,585
2025	$7,964.00 (+13.16%)	$603,800 (+23.02%) Land $83,700 Building $520,100
2023	$7,038.00	$490,800 Land $72,800 Building $418,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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