405 Hall St, Bel Air, MD 21014 Property Records

Harford County property record for 405 Hall St, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,446 sqft · built 1998
Lot Size	0.323 acres (14,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Mar 2020)
Tax Bill	$5,856 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-311872`

Property Details

APN / Parcel Number

Primary APN	`03-311872`
Alternative APNs	`3311872` `311872`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,446 sqft Total Area
Basement Area	612 sqft
Finished Basement	612 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,062 sqft (0.323 acres)
Garage Type	Mixed
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	311872
Street Address	405 HALL ST
City	BEL AIR
State	MD
Zip	21014-2840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 116 14062 SF 405 HALL STREET TRAILS GLENEAGLES P 89/6
Legal Subdivision	FINAL PLAT FOUR TRAILS AT GLENEAGLES
Legal Lot Number	116
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2006
Census Tract	303801

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 HALL ST, BEL AIR, MD 21014-2840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit BALTIMORE COUNTY EMPLOYEES FCU
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Mar 23, 2020	Deed, Transfer · Conventional Mortgage MERIDIAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2020 · Amount on Record
Deed Sale	Mar 23, 2020 · Amount on Record
Prior Sale	Jun 26, 2017 · Amount on Record
Deed Book / Page	13753 / 170
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	405 HALL ST, BEL AIR, MD 21014-2840
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156750155
Date	Sep 19, 2022
Book Page	15675/155

Lender

Name	BALTIMORE COUNTY EMPLOYEES FCU
Type	Credit Union
Address	TOWSON, MD 21204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Aug 30, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	405 HALL ST, BEL AIR, MD 21014-2840
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	RES/TITLE INC, RES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151830183
Date	Nov 15, 2021
Book Page	15183/183

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 23, 2020
Property Address	405 HALL ST, BEL AIR, MD 21014-2840
Document Number	0137530170
Book / Page	13753 / 170
Map Reference	MB CGH89 FO 6
Instrument Date	Mar 5, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	MAIN STREET TITLE LLCC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 HALL ST, BEL AIR, MD 21014-2840

Mortgage

Document Number	0013753174
Date	Mar 23, 2020
Instrument	13753/174

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,856.00 (+12.23%) Homeowner's exemption	$537,300 (+16.11%)	$567,100 (+8.56%) Land $121,100 Building $446,000
2025	$5,218.00 (+10.6%) Homeowner's exemption
2023		$462,733 (+6.89%)	$522,400 (+20.67%) Land $121,100 Building $401,300
2022	$4,718.00 (-1.59%) Homeowner's exemption	$432,900 Land $121,100 Building $311,800	$432,900 Land $121,100 Building $311,800
2021	$4,794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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