Lorain County property record for 405 Haines St, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,364 sqft · built 1996 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Jul 2025) |
| Tax Bill | $3,159 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage May 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-107-249 |
| Primary APN | 10-00-005-107-249 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,364 sqft Living Area |
| Gross Area | 1,784 sqft |
| 1st Floor Area | 1,364 sqft |
| Basement Area | 1,364 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,375 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 405 HAINES ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBIN PARK SUB NO.5 75 X 125 |
| Legal Subdivision | ROBIN PARK SUB NO.5 |
| Legal Block | 107 |
| Legal Lot Number | 112 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 71300 |
Source: Lorain County records, as of October 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 HAINES ST, ELYRIA, OH 44035-8499 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Jul 30, 2025 | Fiduciary Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 29, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on Record |
| Deed Sale | Jul 30, 2025 · Amount on Record |
| Prior Sale | Jul 3, 1996 · Amount on Record |
| Deed Document Number | 202561644 |
| Prior Transfer Date | May 22, 2020 |
| Prior Transfer Doc | 0000762339 |
| Record Updated | Jun 8, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 30, 2025 |
| Property Address | 405 HAINES ST, ELYRIA, OH 44035-8499 |
| Document Number | 0000061644 |
| Map Reference | VOL 55 PG 23 |
| Instrument Date | Jul 28, 2025 |
| Instrument | 2025-0061644 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 HAINES ST, ELYRIA, OH 44035-8499 |
| Document Number | 0000061645 |
|---|---|
| Date | Jul 30, 2025 |
| Instrument | 2025-0061645 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 29, 2020 |
| Property Address | 405 HAINES ST, ELYRIA, OH 44035-8499 |
| Document Number | 0000762339 |
| Instrument Date | May 22, 2020 |
| Instrument | 762339 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 HAINES ST ELYRIA OH 440358499, ELYRIA, OH 44035-8499 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,159.00 (-0.09%) | $72,610 (%) Land $21,000 Building $51,610 | $207,460 (-) Land $60,000 Building $147,460 |
| 2024 | $3,162.00 (+22.99%) | $72,611 (+33.86%) Land $21,000 Building $51,611 | $207,460 (+33.86%) Land $60,000 Building $147,460 |
| 2023 | $2,571.00 (+0.23%) | $54,243 (-0.01%) Land $14,028 Building $40,215 | $154,980 (-) Land $40,080 Building $114,900 |
| 2022 | $2,565.00 | $54,250 Land $14,030 Building $40,220 | |
| 2021 | $154,980 Land $40,080 Building $114,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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