405 Hager Dr, Ocoee, FL 34761 Property Records

Orange County property record for 405 Hager Dr, Ocoee, FL 34761 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,230 sqft · built 1986
Lot Size	0.202 acres (8,817 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Sep 2023)
Tax Bill	$4,998 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-22-28-2840-00-390`

Property Details

APN / Parcel Number

Primary APN	`03-22-28-2840-00-390`
Alternative APNs	`282203284000390` `223477` `228008` `232515`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,230 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	1,230 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2010
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,817 sqft (0.202 acres)
Garage Type	Attached
Garage Area	467 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	405 HAGER DR
City	OCOEE
State	FL
Zip	34761-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST OAKS UNIT 2 PHASE 1 15/96 LOT 39
Legal Range	28E
Legal Township	22S
Legal Section	03
Legal Subdivision	FOREST OAKS UT 2 PH 1
Legal Phase	1
Legal Tract	2840
Legal Lot Number	39
Legal Unit	2
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2021
Census Tract	15006

Owner

Source: Orange County records · APN 03-22-28-2840-00-390

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 HAGER DR, OCOEE, FL 34761-1418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 01, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Jul 29, 2020	Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 2023 · Amount on Record
Deed Sale	Sep 11, 2023 · Amount on Record
Prior Sale	Jul 29, 2020 · Amount on Record
Deed Document Number	2023517955
Record Updated	Jun 08, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 11, 2023
Property Address	405 HAGER DR, OCOEE, FL 34761-1418
Document Number	0000517955
Map Reference	MB 15 PG 96&97
Instrument Date	Sep 07, 2023
Instrument	20230517955
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 HAGER DR, OCOEE, FL 34761-1418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 HAGER DR, OCOEE, FL 34761-1418

Mortgage

Document Number	0000517956
Date	Sep 11, 2023
Instrument	20230517956

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	405 HAGER DR, OCOEE, FL 34761-1418
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 HAGER DR, OCOEE, FL 34761-1418

Mortgage

Document Number	0000137984
Date	Mar 01, 2022
Instrument	20220137984

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 29, 2020
Property Address	405 HAGER DR, OCOEE, FL 34761-1418
Document Number	0000401696
Instrument Date	Jul 28, 2020
Instrument	401696
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 HAGER DR OCOEE FL 347611418, OCOEE, FL 34761-1418

Mortgage

Document Number	401697
Date	Jul 29, 2020
Instrument	401697

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,800 (-1.05%) Land $90,000 Building $212,800	$302,800 (-1.05%) Land $90,000 Building $212,800
2025	$4,998.00 (-6.79%)	$306,020 (+19.82%) Land $90,000 Building $216,020	$306,020 (+19.82%) Land $90,000 Building $216,020
2024	$5,362.00 (+19%)
2023	$4,506.00 (+11.59%)	$255,394 (+17.7%) Land $90,000 Building $165,394	$255,394 (+17.7%) Land $90,000 Building $165,394
2022	$4,038.00	$216,991 Land $75,000 Building $141,991	$216,991 Land $75,000 Building $141,991

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950150062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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