Madison County property record for 405 Hackett Pike, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,141 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0079-0000-0017-O |
| Primary APN | 0079-0000-0017-O |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Account Number | 75500 |
|---|---|
| Street Address | 405 HACKETT PIKE |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 ACRE |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 10101 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 HACKETT PIKE, RICHMOND, KY 40475-9386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Jan 31, 2023 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 1999 |
| Deed Sale | Jun 28, 1999 |
| Deed Document Number | 0000050485 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 10, 2026 |
| Property Address | 405 HACKETT PIKE, RICHMOND, KY 40475-9386 |
| Document Number | 0014361596 |
| Book / Page | 2483 / 523 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202614361596 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE & ESCROW SE |
| Name | Verified Name |
|---|---|
| Address | 403 HACKETT PIKE, RICHMOND, KY 40475-9386 |
| Document Number | 0014361596, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 2483/523 |
| Instrument | 202614361596 |
| Name | WHITAKER BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jul 9, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 405 HACKETT PIKE, RICHMOND, KY 40475-9386 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 403 HACKETT PIKE, RICHMOND, KY 40475-9386 |
| Document Number | 0M2214/509 |
|---|---|
| Date | Jan 31, 2023 |
| Book Page | M2214/509 |
| Instrument | 2014129858 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jan 24, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,141.00 (-2.73%) Additional exemption filed | $121,000 (-) | $121,000 (-) |
| 2023 | $1,173.00 | $121,000 | $121,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2021–2026) |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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