405 Grosbeak St, Laredo, TX 78045 Property Records

Webb County property record for 405 Grosbeak St, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,164 sqft · built 2002
Lot Size	0.174 acres (7,578 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,106 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`983-60005-080`

Property Details

APN / Parcel Number

Primary APN	`983-60005-080`
Alternative APN	`240701`

Interior

Stories	2 Stories
Building Area	2,163 sqft Living Area
Gross Area	2,603 sqft
1st Floor Area	1,723 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,578 sqft (0.174 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Area	441 sqft
Porch	Open Porch
Porch Area	309 sqft

Location & Zoning

Street Address	405 GROSBEAK ST
City	LAREDO
State	TX
Zip	78045-4115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 8 BLK 5 MOCKINGBIRD TERRACE
Legal Subdivision	MOCKINGBIRD TERRACE
Legal Block	5
Legal Lot Number	8
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3017
Census Tract	1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 GROSBEAK ST, LAREDO, TX 78045-4115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 3, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Apr 20, 2026
Property Address	405 GROSBEAK ST, LAREDO, TX 78045-4115
Document Number	0001585231
Book / Page	6023 / 329
Instrument Date	Apr 13, 2026
Instrument	20261585231
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 GROSBEAK ST, LAREDO, TX 78045-4115

Mortgage

Document Number	0001585231,
Date	Apr 20, 2026
Book Page	6023/329
Instrument	20261585231

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	405 GROSBEAK ST, LAREDO, TX 78045-4115
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4974/538
Date	Mar 12, 2021
Book Page	4974/538
Instrument	1421331

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	405 GROSBEAK ST, LAREDO, TX 78045-4115
Transaction Type	Mortgage
Record Updated	Oct 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4488/001
Date	Oct 3, 2018
Book Page	4488/001
Instrument	1341321

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,224 (-0.58%) Land $62,064 Building $185,160	$247,224 (-0.58%) Land $62,064 Building $185,160
2025	$1,106.00 (+0.36%) Homeowner's exemption Disabled Person's exemption	$248,667 (+5.14%) Land $62,064 Building $186,603	$248,667 (+5.14%) Land $62,064 Building $186,603
2024	$1,102.00
2023		$236,501 Land $48,575 Building $187,926	$236,501 Land $48,575 Building $187,926
2022	$1,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: T-Mobile.

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