405 Great Gap Pt, Corolla, NC 27927 Property Records

Currituck County property record for 405 Great Gap Pt, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	9 bd · 10.5 ba · 5,926 sqft · built 1997
Lot Size	0.661 acres (28,793 sqft)
Owner	2 Individual Names on Record
Last Sale	$15,780,000 (Mar 2021)
Tax Bill	$16,226 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9943-62-3420`

Property Details

APN / Parcel Number

Primary APN	`9943-62-3420`
Alternative APNs	`127C00000960000` `000158260` `9943-62`

Interior

Bedrooms	9 Beds
Full Baths	10.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,926 sqft Living Area
Basement Area	1,050 sqft
Finished Basement	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Other
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	28,793 sqft (0.661 acres)
Lot Depth	320 ft Depth

Exterior Amenities

Pool Area	320 sqft
Porch	Slab
Porch Area	100 sqft
Deck Area	120 sqft
Patio Area	2,144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000158260
Street Address	405 GREAT GAP PT
City	COROLLA
State	NC
Zip	27927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFO
Legal Description	PINE ISLAND LOT 96
Legal Subdivision	PINE ISLAND PUD
Legal Lot Number	96
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1080
Census Tract	110101

Owner

Source: Currituck County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14112 PHOENIX RD, PHOENIX, MD 21131-1020
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 3, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2021 · Amount on Record
Deed Sale	Mar 3, 2021 · Amount on Record
Prior Sale	Jun 9, 1999 · Amount on Record
Deed Document Number	2021361484
Deed Book / Page	1604 / 54
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	405 GREAT GAP PT, COROLLA, NC 27927
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14112 PHOENIX RD, PHOENIX, MD 21131-1020

Mortgage

Document Number	0017490920
Date	Oct 19, 2023
Book Page	1749/920
Instrument	385644

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	SPARKS GLENCOE, MD 21152

Agreement

Amount	Amount Recorded
Term	298 Months
Due	Aug 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Mar 3, 2021
Property Address	405 GREAT GAP PT, COROLLA, NC 27927
Document Number	0016040054
Book / Page	1604 / 54
Map Reference	CAB E SL 123-125
Instrument Date	Feb 23, 2021
Instrument	361484
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 SCOTCH ELM CT, CATONSVILLE, MD 21228-5872

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14112 PHOENIX RD, PHOENIX, MD 21131-1020

Mortgage

Document Number	0016040056
Date	Mar 3, 2021
Book Page	1604/56
Instrument	361485

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,226.00 (+0.1%)	$2,211,600 (-) Land $1,531,200 Building $680,400
2024	$16,210.00 (+12.78%)	$2,211,600 (-) Land $1,531,200 Building $680,400
2023	$14,373.00 (+20.9%)	$2,211,600 (-) Land $1,531,200 Building $680,400	$2,211,600 (-) Land $1,531,200 Building $680,400
2022	$11,888.00	$2,211,600 Land $1,531,200 Building $680,400	$2,211,600 (-) Land $1,531,200 Building $680,400
2021			$2,211,600 Land $1,531,200 Building $680,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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