405 Gray Station Rd, Gray (Johnson City), TN 37615 Property Records

Washington County property record for 405 Gray Station Rd, Gray, TN 37615

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,972 sqft · built 1900
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Nov 2024)
Tax Bill	$1,795 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090012B A 00900`

Property Details

APN / Parcel Number

Primary APN	`090012B A 00900`
Alternative APN	`012B A 00900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,972 sqft Living Area
1st Floor Area	1,026 sqft
Upper Floors Area	1,026 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1996
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	52,708 sqft (1.21 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	716 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	405 GRAY STATION RD
City	GRAY
State	TN
Zip	37615-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12; SUBDIVISION: TITTLE & TITTLE
Legal Subdivision	TITTLE & TITTLE
Legal Lot Number	42 43
Jurisdiction	WASHINGTON TN
Township / Civil Division	7
Census Block Group	4
Census Block	4041
Census Tract	61500

Owner

Source: Washington County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 GRAY STATION RD, GRAY, TN 37615-3107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Line of Credit EASTMAN CU
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CONSUMER CU
Jun 15, 2020	Deed of Trust, Mortgage · Line of Credit EASTMAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2024 · Amount on Record
Deed Sale	Nov 27, 2024 · Amount on Record
Prior Sale	Jan 28, 2015 · Amount on Record
Deed Document Number	24017528
Deed Book / Page	1176 / 179
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	405 GRAY STATION RD, GRAY, TN 37615-3107
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 GRAY STATION RD, GRAY, TN 37615-3107

Mortgage

Document Number	0011133233
Date	Oct 12, 2022
Book Page	1113/3233
Instrument	22018458

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 4, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	405 GRAY STATION RD, GRAY, TN 37615-3107
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10692331
Date	Aug 16, 2021
Book Page	1069/2331
Instrument	21017061

Lender

Name	CONSUMER CU
Type	Credit Union
Address	JOHNSON CITY, TN 37601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 30, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jul 30, 2036
Change Frequency	10 Years
Min Rate At Change	2%
Index	Other
Margin	2
Max Rate	9.12%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	405 GRAY STATION RD, GRAY, TN 37615-3107
Document Number	10193384
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 GRAY STATION RD JOHNSON CITY TN 376153107, JOHNSON CITY, TN 37615-3107

Mortgage

Document Number	10193384
Date	Jun 19, 2020
Book Page	001019/003384
Instrument	10092

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 18, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washington County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,795.00 (+49.33%)	$104,975 (+87.79%) Land $17,325 Building $87,650
2024			$419,900 (+87.79%) Land $69,300 Building $350,600
2022	$1,202.00	$55,900 Land $15,825 Building $40,075	$223,600 Land $63,300 Building $160,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CITY WATER DEPT serves 105,057 people · EPA ID TN0000331
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BrightRidge Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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