405 Grant St, Wray, CO 80758 Property Records

Yuma County property record for 405 Grant St, Wray, CO 80758

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,946 sqft · built 1910
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$113,000 (Sep 2007)
Tax Bill	$1,317 (2026)
Deeds & Mortgages	Apr 2007 Mortgage Oct 2022 Mortgage + 1 more
APN	`W000480`

Property Details

APN / Parcel Number

Primary APN	`W000480`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,946 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1988
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 GRANT ST
City	WRAY
State	CO
Zip	80758-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRAY, PICKETTS BLK 1 LOT 1 & N1/2 LOT 2 SIZE: 75 X 140
Legal Subdivision	WRAY PICKETS
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3029
Census Tract	963100

Owner

Source: Yuma County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1230 TERRI LN, WRAY, CO 80758-1922
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2007	Deed of Trust, Mortgage FIRST PIONEER NATIONAL BANK
Oct 17, 2022	Special Warranty Deed, Transfer YUMA COUNTY FCU
Sep 12, 2007	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2007 · Amount on Record
Deed Sale	Sep 12, 2007 · Amount on Record
Deed Document Number	2007534681
Record Updated	Sep 20, 2026

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	405 GRANT ST, WRAY, CO 80758-1408
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000531980
Date	Apr 2, 2007
Instrument	00531980

Lender

Name	FIRST PIONEER NATIONAL BANK
Address	WRAY, CO 80758

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2012

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	YUMA CO
Recording Date	Oct 17, 2022
Property Address	405 GRANT ST, WRAY, CO 80758-1408
Document Number	0000585865
Instrument Date	Oct 7, 2022
Instrument	585865
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1230 TERRI LN, WRAY, CO 80758-1922

Mortgage

Document Number	0000585866
Date	Oct 17, 2022
Instrument	585866

Lender

Name	YUMA COUNTY FCU
Type	Credit Union

Agreement

Amount	Amount Recorded

September 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA CO
Recording Date	Sep 12, 2007
Property Address	405 GRANT ST, WRAY, CO 80758-1408
Document Number	0000534681
Instrument Date	Sep 12, 2007
Instrument	00534681
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$11.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 GRANT ST, WRAY, CO 80758-1408

Mortgage

Document Number	0000534682
Date	Sep 12, 2007
Instrument	00534682

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Sep 12, 2040

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,317.00
2025	$1,317.00 (+64.21%)	$13,460 (-9.5%)
2024			$215,360 (+15.26%)
2023	$802.00 (-9.99%)	$14,873 (+40.47%) Land $955 Building $13,918	$186,850 (+40.47%) Land $12,000 Building $174,850
2022	$891.00	$10,588 Land $955 Building $9,633	$133,020 Land $12,000 Building $121,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

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