405 Grant Ave, Monterey, CA 93940 Property Records

Monterey County property record for 405 Grant Ave, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,630 sqft · built 1970
Lot Size	0.126 acres (5,498 sqft)
Owner	Trust Name on File
Last Sale	$677,000 (Nov 2019)
Tax Bill	$8,645 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Oct 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`013-058-021-000`

Property Details

APN / Parcel Number

Primary APN	`013-058-021-000`
Alternative APN	`013-058-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	1,630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,498 sqft (0.126 acres)
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	013-058-021
Street Address	405 GRANT AVE
City	MONTEREY
State	CA
Zip	93940-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE GROVE LOTS 30 & 32 BLK 8
Legal Subdivision	DEL MONTE GROVE
Legal Block	8
Legal Lot Number	30,32
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	4
Census Block	4003
Census Tract	13300

Owner

405 Grant Ave is held in a trust since December 2022.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	405 GRANT AVE, MONTEREY, CA 93940-3812
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAY FCU
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COUNTY BANK
Jan 23, 2023	Intrafamily Transfer, Transfer
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Nov 13, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Nov 20, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2019 · Amount on File
Deed Sale	Nov 13, 2019 · Amount on File
Deed Document Number	201953773
Last Transfer Date	Dec 15, 2022
Transfer Doc	0000002052
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	405 GRANT AVE, MONTEREY, CA 93940-3812
Transaction Type	Mortgage
Record Updated	Dec 8, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 GRANT AVE, MONTEREY, CA 93940-3812

Mortgage

Document Number	0000044603
Date	Nov 26, 2025
Instrument	2025044603

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	405 GRANT AVE, MONTEREY, CA 93940-3812
Transaction Type	Mortgage
Record Updated	Nov 2, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 GRANT AVE, MONTEREY, CA 93940-3812
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036975
Date	Oct 23, 2023
Instrument	2023036975

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jan 23, 2023
Property Address	405 GRANT AVE, MONTEREY, CA 93940-3812
Document Number	0000002052
Map Reference	VOL 1 PG 31
Instrument Date	Dec 15, 2022
Instrument	2023002052
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	405 GRANT AVE, MONTEREY, CA 93940-3812
Investor	Possibly a Property Investor

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	405 GRANT AVE, MONTEREY, CA 93940-3812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE OF NORTHE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 GRANT AVE, MONTEREY, CA 93940-3812

Mortgage

Document Number	0000044232
Date	Aug 28, 2020
Instrument	2020044232

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 13, 2019
Property Address	405 GRANT AVE, MONTEREY, CA 93940-3812
Document Number	0000053773
Instrument Date	Nov 6, 2019
Instrument	53773
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$744.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	405 GRANT AVE MONTEREY CA 939403812, MONTEREY, CA 93940-3812

Mortgage

Document Number	53775
Date	Nov 13, 2019
Instrument	53775

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	Nov 20, 2018
Property Address	405 GRANT AVE, MONTEREY, CA 93940-3812
Document Number	0000053201
Instrument Date	Nov 15, 2018
Instrument	53201
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	405 GRANT AVE MONTEREY CA 939403812, MONTEREY, CA 93940-3812

Tax Assessment & Valuation

The 2025 property tax bill for 405 Grant Ave was $8,645.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$755,089 (+2%) Land $557,756 Building $197,333
2025	$8,645.00	$740,284 Land $546,820 Building $193,464
2023	$7,797.00 (+1.39%)	$711,540 Land $525,588 Building $185,952
2022	$7,690.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 405 Grant Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Grant Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: Verizon.

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