405 Granite Dr, Cotopaxi, CO 81223 Property Records

Fremont County property record for 405 Granite Dr, Cotopaxi, CO 81223

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.75 ba · 1,728 sqft · built 1976
Lot Size20 acres (871,200 sqft)
OwnerIndividual Name on Record
Tax Bill$1,652 (2025)
Deeds & MortgagesDec 2022 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR027304

Property Details

APN / Parcel Number

Primary APNR027304
Alternative APN
  • 78079003

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,728 sqft Living Area
Gross Area2,448 sqft
1st Floor Area1,728 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleMulti-Level
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area871,200 sqft (20 acres)
Garage TypeAttached
Garage Area720 sqft
Parking Spaces6 Parking Spaces
Patio Area756 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account NumberR027304
Street Address405 GRANITE HILLS RD
CityCOTOPAXI
StateCO
Zip81223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN2SW4SE4 SEC 17-48-11 SUBJ TO RD ESMT 60 FT ALG WLY POR OF SD TR SUBJ TO RD ESMT 60 FT ALG WLY POR OF NW4NE4 & W2NW4SW4NE4 SEC 20-48-11 REF FROM 780-01-030
Legal Range11
Legal Township48
Legal Section17
Legal SubdivisionM & B OR UNKNOWN
JurisdictionFREMONT CO
Township / Civil DivisionCOTOPAXI
Census Block Group2
Census Block2000
Census Tract979001

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address405 GRANITE HILLS RD, COTOPAXI, CO 81223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2022Deed of Trust, Mortgage · VA Mortgage
BROKER SOLUTIONS INC
Jun 8, 2017Deed of Trust, Mortgage · VA Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREMONT CO
Property Address405 GRANITE DR, COTOPAXI, CO 81223-8330
Transaction TypeMortgage
Record UpdatedJan 5, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 GRANITE HILLS RD, COALDALE, CO 81222-5127

Mortgage

Document Number0001023161
DateDec 22, 2022
Instrument1023161
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREMONT CO
Property Address405 GRANITE DR, COTOPAXI, CO 81223-8330
Transaction TypeMortgage
Record UpdatedApr 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000951019
DateJun 8, 2017
Instrument951019
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateColorado
CountyFremont County
Unified School DistrictFremont RE-3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,652.00 (+20.32%)$29,975 (+0.78%)$479,605 (+8.03%)
2024$1,373.00 (-1.51%)$29,744 (+14.14%)
2023$1,394.00 (+9.51%)$26,059 (+3.51%)$443,942 (+22.55%)
2022$1,273.00$25,176$362,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 55% of Colorado
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Hilltop Broadband
Fixed Wireless
50 / 15

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