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405 Gloucester Dr, Costa Mesa, CA 92627 Property Records

Orange County property record for 405 Gloucester Dr, Costa Mesa, CA 92627 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,053 sqft · built 1964
Lot Size0.047 acres (2,055 sqft)
OwnerIndividual Name on File
Last Sale$1,068,000 (Aug 2024)
Tax Bill$11,826 (2025)
Deeds & MortgagesDec 2025 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN426-244-04

Property Details

APN / Parcel Number

Primary APN426-244-04

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,053 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Lot Area2,055 sqft (0.047 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Street Address405 GLOUCESTER DR
CityCOSTA MESA
StateCA
Zip92627-2115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 5212 BLK LOT 4 TR 5212 LOT 4 TOGETHER WITH AN UND 1/35 INT IN
Legal Subdivision5212
Legal Tract5212
Legal Lot Number4
JurisdictionORANGE CA
Township / Civil DivisionCENTRAL COAST
Census Block Group2
Census Block2005
Census Tract63103

Owner

Source: Orange County records · APN 426-244-04

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address507 AVENIDA CAMPO, NEWPORT BEACH, CA 92660-3902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jul 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 13, 2024 · Amount on Record
Deed SaleAug 13, 2024 · Amount on Record
Prior SaleJun 12, 2008
Deed Document Number2024000207838
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address405 GLOUCESTER DR, COSTA MESA, CA 92627-2115
Transaction TypeMortgage
Record UpdatedJan 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 GLOUCESTER DR, COSTA MESA, CA 92627-2115

Mortgage

Document Number0000357790
DateDec 29, 2025
Instrument2025000357790
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateJan 01, 2033
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change11%
Index1-Year T-Bill
Max Rate11%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address405 GLOUCESTER DR, COSTA MESA, CA 92627-2115
Document Number0000346722
Instrument DateJul 15, 2020
Transaction TypeMortgage
Record UpdatedAug 03, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 BOUQUET CANYON DR PALM DESERT CA 922113201, PALM DESERT, CA 92211-3201

Mortgage

Document Number0000346722
DateJul 20, 2020
Instrument346722
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 19, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityCosta Mesa City
Unified School DistrictNewport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$11,826.00 (+63.16%) Homeowner's exemption$1,068,000 (+65.87%) Land $985,349 Building $82,651
2023$7,248.00 (+1.96%)$643,876 Land $551,461 Building $92,415
2022$7,109.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590631032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 819 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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