Okaloosa County property record for 405 Gil Ava St, Crestview, FL 32536
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 984 sqft · built 1970 |
| Lot Size | 0.249 acres (10,855 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Oct 2025) |
| Tax Bill | $1,925 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-6016-6 |
| Primary APN | C56-000-592-6016-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 984 sqft Heated Area |
| Gross Area | 1,373 sqft |
| 1st Floor Area | 984 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,855 sqft (0.249 acres) |
| Lot Width | 1 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 119 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 405 GIL AVA ST |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32536-1607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADAMS POWELL S/D LOT 17 BLK B |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 05 |
| Legal Subdivision | ADAMS POWELL S/D |
| Legal Block | B |
| Legal Lot Number | 17 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 20500 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5300 TEN POINT DR, CRESTVIEW, FL 32539-7827 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2025 | Warranty Deed, Transfer DEBORAH E SMITH ETAL |
| Sep 3, 2021 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Jan 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK/MS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Prior Sale | Sep 3, 2021 · Amount on Record |
| Deed Document Number | 3778289 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 16, 2025 |
| Property Address | 405 GIL AVA ST, CRESTVIEW, FL 32536-1607 |
| Document Number | 0003778289 |
| Map Reference | MB 2 PG 122 |
| Instrument Date | Oct 13, 2025 |
| Instrument | 3778289 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | MOULTON LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5368 HILLCREST RD, CRESTVIEW, FL 32539-6151 |
| Name | Verified Name |
|---|---|
| Address | 5300 TEN POINT DR, CRESTVIEW, FL 32539-7827 |
| Investor | Possibly a Property Investor |
| Document Number | 0003778290 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 3778290 |
| Name | DEBORAH E SMITH ETAL |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 3, 2021 |
| Property Address | 405 GIL AVA ST, CRESTVIEW, FL 32536-1607 |
| Document Number | 0035712530 |
| Book / Page | 3571 / 2530 |
| Map Reference | MB 2 PG 122 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 3485805 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2021 |
| Title Company | BLUE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,119.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 428 CARDINAL AVE, 428, FORT WALTON BEACH, FL 32548-6939 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5368 HILLCREST RD, CRESTVIEW, FL 32539-6151 |
| Document Number | 35712532 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 3571/2532 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 405 GIL AVA ST, CRESTVIEW, FL 32536-1607 |
| Document Number | 0034390094 |
| Instrument Date | Jan 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 428 CARDINAL AVE FORT WALTON BEACH FL 325486939, FORT WALTON BEACH, FL 32548-6939 |
| Document Number | 0034390094 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 003439/000094 |
| Instrument | 3330884 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 15, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,925.00 (+3.27%) | $121,297 (+3.96%) Land $28,418 Building $92,879 | $121,297 (+3.96%) Land $28,418 Building $92,879 |
| 2024 | $1,864.00 (-7.45%) | $116,678 (-6.28%) Land $25,834 Building $90,844 | $116,678 (-6.28%) Land $25,834 Building $90,844 |
| 2023 | $2,014.00 (+5.89%) | $124,498 (+6.56%) Land $24,144 Building $100,354 | $124,498 (+6.56%) Land $24,144 Building $100,354 |
| 2022 | $1,902.00 | $116,833 Land $22,564 Building $94,269 | $116,833 Land $22,564 Building $94,269 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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