Hennepin County property record for 405 Garfield Ave, Champlin, MN 55316
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 672 sqft · built 1940 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,525 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-120-22-14-0044 |
| Primary APN | 24-120-22-14-0044 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 672 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 470 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 170 ft deep x 82.5 ft wide |
| View / Lot | Lake |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Deck Area | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 405 GARFIELD AVE |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-1237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 002 BLOCK 036 A COLBURNS ADDN TOWNSITE OF CHAMPLIN SUBJECT TO ROAD 82.5 X 170 |
| Legal Range | 22 |
| Legal Township | 120 |
| Legal Section | 24 |
| Legal Quarter | 14 |
| Legal Subdivision | COLBURNS ADDN TOWNSITE OF CHAMPLIN |
| Legal Block | 36 |
| Legal Lot Number | 2 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 26903 |
Source: Hennepin County records · APN 24-120-22-14-0044
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 GARFIELD AVE, CHAMPLIN, MN 55316-1237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SHAREPOINT CREDIT UNION |
| Jul 27, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2016 |
| Deed Sale | Apr 22, 2016 |
| Deed Document Number | 201610305786 |
| Prior Transfer Date | Apr 15, 2016 |
| Prior Transfer Doc | 0A10305786 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Apr 28, 2026 |
| Property Address | 405 GARFIELD AVE, CHAMPLIN, MN 55316-1237 |
| Document Number | 0011458267 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202611458267 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 405 GARFIELD AVE, CHAMPLIN, MN 55316-1237 |
| Document Number | 0011458267, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 202611458267 |
| Name | SHAREPOINT CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 01, 2031 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 405 GARFIELD AVE, CHAMPLIN, MN 55316-1237 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Title Company | NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0A10994774 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | A10994774 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,525.00 (-31.98%) Veteran's exemption | $207,400 (+0.39%) Land $88,200 Building $119,200 | $207,400 (+0.39%) Land $88,200 Building $119,200 |
| 2024 | $2,242.00 (-39.7%) | $206,600 (+3.82%) Land $91,400 Building $115,200 | $206,600 (+3.82%) Land $91,400 Building $115,200 |
| 2023 | $3,718.00 Homeowner's exemption | ||
| 2022 | $199,000 Land $82,000 Building $117,000 | $199,000 Land $82,000 Building $117,000 |
Source: FEMA National Flood Hazard Layer as of December 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 423 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Champlin serves 23,919 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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