405 Frontenac Rd, O Fallon, IL 62269 Property Records

St. Clair County property record for 405 Frontenac Rd, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$472,000 (Jul 2023)
Tax Bill$11,013 (2025)
Deeds & MortgagesNov 2025 Mortgage
Feb 2023 Construction Loan
+ 1 more
APN04-30-0-118-005

Property Details

APN / Parcel Number

Primary APN04-30-0-118-005

Exterior

Lot Area11,761 sqft (0.27 acres)

Location & Zoning

Street Address405 FRONTENAC RD
CityO FALLON
StateIL
Zip62269-1363
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARKVIEW MEADOWS PH 2 LOT 13 A02787461
Legal SubdivisionPARKVIEW MEADOWS
Legal Phase2
Legal Lot Number13
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1009
Census Tract504354

Owner

405 Frontenac Rd is owned and occupied by two individuals who bought it in July 2023.

Source: St. Clair County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address405 FRONTENAC RD, O FALLON, IL 62269-1363
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Feb 22, 2023Deed of Trust, Mortgage · Construction Mortgage
BANTERRA BANK
Jul 25, 2023Warranty Deed, Subdivision Related Transfer · VA Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2023 · Amount on File
Deed SaleJul 25, 2023 · Amount on File
Deed Document Number20232787461
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address405 FRONTENAC RD, O FALLON, IL 62269-1363
Transaction TypeMortgage
Record UpdatedDec 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 FRONTENAC RD, O FALLON, IL 62269-1363

Mortgage

Document Number0A02865138
DateNov 3, 2025
InstrumentA02865138
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055
Interest
Rate5.75%

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address405 FRONTENAC RD, O FALLON, IL 62269-1363
Transaction TypeMortgage
Record UpdatedAug 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0A02774239
DateFeb 22, 2023
InstrumentA02774239
Lender
NameBANTERRA BANK
TypeBank
AddressSAINT LOUIS, MO 63124
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term9 Months
DueNov 8, 2023
Interest
Rate TypeAdjustable Rate

July 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJul 25, 2023
Property Address405 FRONTENAC RD, O FALLON, IL 62269-1363
Document Number0A02787461
Map ReferenceDOC A02740081
Instrument DateJul 20, 2023
InstrumentA02787461
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 24, 2023
Title CompanyBENCHMARK TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$472.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address405 FRONTENAC RD, O FALLON, IL 62269-1363

Mortgage

Document Number0A02787462
DateJul 25, 2023
InstrumentA02787462
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 405 Frontenac Rd was $11,013.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,013.00$152,786 Land $26,367 Building $126,419$458,358 Land $79,101 Building $379,257

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

There have been 3 flood claims near 405 Frontenac Rd since 1990.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Nearby Flood Policies2 in force
Nearby Flood Claims3 (1990–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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