St. Clair County property record for 405 Frontenac Rd, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $472,000 (Jul 2023) |
| Tax Bill | $11,013 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2023 Construction Loan + 1 more |
| APN | 04-30-0-118-005 |
| Primary APN | 04-30-0-118-005 |
|---|
| Lot Area | 11,761 sqft (0.27 acres) |
|---|
| Street Address | 405 FRONTENAC RD |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-1363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARKVIEW MEADOWS PH 2 LOT 13 A02787461 |
| Legal Subdivision | PARKVIEW MEADOWS |
| Legal Phase | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 504354 |
405 Frontenac Rd is owned and occupied by two individuals who bought it in July 2023.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 FRONTENAC RD, O FALLON, IL 62269-1363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 22, 2023 | Deed of Trust, Mortgage · Construction Mortgage BANTERRA BANK |
| Jul 25, 2023 | Warranty Deed, Subdivision Related Transfer · VA Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2023 · Amount on File |
| Deed Sale | Jul 25, 2023 · Amount on File |
| Deed Document Number | 20232787461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 405 FRONTENAC RD, O FALLON, IL 62269-1363 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 405 FRONTENAC RD, O FALLON, IL 62269-1363 |
| Document Number | 0A02865138 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | A02865138 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate | 5.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 405 FRONTENAC RD, O FALLON, IL 62269-1363 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0A02774239 |
|---|---|
| Date | Feb 22, 2023 |
| Instrument | A02774239 |
| Name | BANTERRA BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63124 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Nov 8, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jul 25, 2023 |
| Property Address | 405 FRONTENAC RD, O FALLON, IL 62269-1363 |
| Document Number | 0A02787461 |
| Map Reference | DOC A02740081 |
| Instrument Date | Jul 20, 2023 |
| Instrument | A02787461 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 24, 2023 |
| Title Company | BENCHMARK TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $472.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 405 FRONTENAC RD, O FALLON, IL 62269-1363 |
| Document Number | 0A02787462 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | A02787462 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
The 2025 property tax bill for 405 Frontenac Rd was $11,013.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,013.00 | $152,786 Land $26,367 Building $126,419 | $458,358 Land $79,101 Building $379,257 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
There have been 3 flood claims near 405 Frontenac Rd since 1990.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Nearby Flood Policies | 2 in force |
|---|---|
| Nearby Flood Claims | 3 (1990–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures