405 Frazer St, Findlay, OH 45840 Property Records

Hancock County property record for 405 Frazer St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,858 sqft · built 1935
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Apr 2018)
Tax Bill	$2,099 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1010-124-13-002.000`

Property Details

APN / Parcel Number

Primary APN	`1010-124-13-002.000`
Alternative APN	`580001008395`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,858 sqft Living Area
1st Floor Area	1,186 sqft
Basement Area	672 sqft
Finished Basement	672 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Patio Area	72 sqft
Canopy	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 FRAZER ST
City	FINDLAY
State	OH
Zip	45840-3645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARD ADD THE LOT 5768 & 5769 E1/2
Legal Subdivision	HOWARD ADD
Legal Lot Number	5768
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2027
Census Tract	902

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14431 STATE ROUTE 568, FINDLAY, OH 45840-9428
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit HANCOCK FCU
Apr 10, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Apr 10, 2018	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2018 · Amount on Record
Deed Sale	Apr 10, 2018 · Amount on Record
Prior Sale	Nov 24, 1992
Deed Document Number	20182671
Deed Book / Page	2536 / 511
Prior Transfer Date	Apr 6, 2018
Prior Transfer Doc	02536/0521
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	405 FRAZER ST, FINDLAY, OH 45840-3645
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10184 COUNTY HIGHWAY 97, UPPER SANDUSKY, OH 43351-9405

Mortgage

Document Number	02592/4474
Date	Mar 22, 2022
Book Page	2592/4474
Instrument	202200002573

Lender

Name	HANCOCK FCU
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 10, 2018
Property Address	405 FRAZER ST, FINDLAY, OH 45840-3645
Document Number	02536/0511
Book / Page	2536 / 0511
Instrument Date	Apr 6, 2018
Instrument	201800002671
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10184 COUNTY HIGHWAY 97 # 43351, 43351, UPPER SANDUSKY, OH 43351-9405

Mortgage

Document Number	201800002672
Date	Apr 10, 2018
Instrument	201800002672

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

April 2018: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	HANCOCK OH
Recording Date	Apr 10, 2018
Property Address	405 FRAZER ST, FINDLAY, OH 45840-3645
Document Number	02536/0521
Book / Page	2536 / 0521
Instrument Date	Apr 6, 2018
Instrument	201800002673
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,099.00 (+13.95%)	$66,730 (+32.01%) Land $10,810 Building $55,920	$190,660 (+32%) Land $30,890 Building $159,770
2024	$1,842.00 (-0.16%)	$50,550 (-) Land $8,190 Building $42,360
2023	$1,845.00	$50,550 Land $8,190 Building $42,360
2022			$144,440 Land $23,400 Building $121,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies, T-Mobile.

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