405 Fortune Dr, Monroe, LA 71203 Property Records

Ouachita Parish property record for 405 Fortune Dr, Monroe, LA 71203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,917 sqft · built 1969
Owner	Individual Name on File
Last Sale	$146,500 (Jan 2021)
Tax Bill	$2,651 (2025)
Deeds & Mortgages	Apr 2008 Mortgage Jan 2010 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`138484`

Property Details

APN / Parcel Number

Primary APN	`138484`
Alternative APN	`5221`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,917 sqft Living Area

Exterior

Year Built	Built 1969
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	138484
Street Address	405 FORTUNE DR
City	MONROE
State	LA
Zip	71203-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 TREASURE ISLAND ADDN
Legal Range	04E
Legal Township	18N
Legal Section	04
Legal Subdivision	TREASURE ISLAND SUBD
Legal Block	3
Legal Lot Number	3
Jurisdiction	OUACHITA LA
Township / Civil Division	C
Census Block Group	4
Census Block	4057
Census Tract	10202

Owner

405 Fortune Dr is owned by an individual who bought it in January 2021.

Source: Ouachita Parish records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1614 LOUISVILLE AVE, MONROE, LA 71201-6028
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2008	Deed of Trust, Mortgage WASHINGTON MUTUAL BANK
Jan 5, 2010	Deed of Trust, Mortgage · Conventional Mortgage EDWARD JONES MORTGAGE LLC
Jan 15, 2021	Deed, Transfer · Stand-Alone First Mortgage GUARANTY BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Deed Document Number	1816609
Deed Book / Page	2643 / 572
Record Updated	Jun 8, 2026

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	405 FORTUNE DR, MONROE, LA 71203-2126
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002673/528
Date	Apr 28, 2008
Book Page	2673/528
Instrument	1511678

Lender

Name	WASHINGTON MUTUAL BANK
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Amount	Amount on Record
Term	241 Months
Due	May 1, 2028

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	405 FORTUNE DR, MONROE, LA 71203-2126
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	ACADIAN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002830/130
Date	Jan 5, 2010
Book Page	2830/130
Instrument	1551267

Lender

Name	EDWARD JONES MORTGAGE LLC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2040

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OUACHITA LA
Recording Date	Jan 15, 2021
Property Address	405 FORTUNE DR, MONROE, LA 71203-2126
Document Number	002643/572
Book / Page	2643 / 572
Instrument Date	Jan 8, 2021
Instrument	1816609
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001816610
Date	Jan 15, 2021
Instrument	1816610

Lender

Name	GUARANTY BANK & TRUST COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 405 Fortune Dr was $2,651, down 0.5% from the year before.

Source: Ouachita Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Unified School District	Ouachita Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,651.00 (-0.49%)	$18,853 (-) Land $2,700 Building $16,153	$188,534 (-) Land $27,000 Building $161,534
2024	$2,664.00 (+29.19%)	$18,853 (+28.25%) Land $2,700 Building $16,153	$188,534 (+28.26%) Land $27,000 Building $161,534
2023	$2,062.00 (-50.52%)	$14,700 (-) Land $2,700 Building $12,000	$146,997 (-) Land $27,000 Building $119,997
2022	$4,167.00	$14,700 Land $2,700 Building $12,000	$146,997 Land $27,000 Building $119,997

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Fortune Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 109 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	109 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Fortune Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAGNOLIA - TOWN & COUNTRY SERVICE private · serves 5,715 people · EPA ID LA1073054
Water Source	Purchased surface water from CITY OF MONROE WATER SYSTEM
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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