405 Forest Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 405 Forest Ave, Pacific Grove, CA 93950

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,914 sqft · built 1910
Lot Size	0.087 acres (3,800 sqft)
Owner	Trust Name on File
Last Sale	$1,300,000 (Dec 2018)
Tax Bill	$15,929 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`006-482-006-000`

Property Details

APN / Parcel Number

Primary APN	`006-482-006-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,914 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	3,800 sqft (0.087 acres)

Location & Zoning

Street Address	405 FOREST AVE
City	PACIFIC GROVE
State	CA
Zip	93950-4201
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PACIFIC GROVE ADD 3 LOT 5 7 BLK 112
Legal Subdivision	PACIFIC GROVE ADD 3
Legal Block	112
Legal Lot Number	5
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1013
Census Tract	12200

Owner

405 Forest Ave, a duplex, is held in a trust since December 2018.

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	556 CONGO ST, SAN FRANCISCO, CA 94131-2806
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Feb 2, 2017	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Dec 12, 2018	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jul 6, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Feb 23, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2018 · Amount on File
Deed Sale	Dec 12, 2018 · Amount on File
Prior Sale	Jun 15, 2000 · Amount on File
Deed Document Number	201856140
Prior Transfer Date	Jul 3, 2017
Prior Transfer Doc	0000035831
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	405 FOREST AVE, PACIFIC GROVE, CA 93950-4201
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 CONGO ST, SAN FRANCISCO, CA 94131-2806

Mortgage

Document Number	0000066363
Date	Oct 6, 2021
Instrument	2021066363

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	405 FOREST AVE, PACIFIC GROVE, CA 93950-4201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006474
Date	Feb 2, 2017
Instrument	2017006474

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 12, 2018
Property Address	405 FOREST AVE, PACIFIC GROVE, CA 93950-4201
Document Number	0000056140
Map Reference	MB1 PG10
Instrument Date	Dec 6, 2018
Instrument	2018056140
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE SALINAS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	405 FOREST AVE, PACIFIC GROVE, CA 93950-4201

Mortgage

Document Number	0000056141
Date	Dec 12, 2018
Instrument	2018056141

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 6, 2017
Property Address	405 FOREST AVE, PACIFIC GROVE, CA 93950-4201
Document Number	0000035831
Instrument Date	Jul 3, 2017
Instrument	35831
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	405 FOREST AVE PACIFIC GROVE CA 939504201, PACIFIC GROVE, CA 93950-4201

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Feb 23, 2017
Property Address	405 FOREST AVE, PACIFIC GROVE, CA 93950-4201
Document Number	0000010229
Instrument Date	Feb 21, 2017
Instrument	10229
Transaction Type	Transfer
Record Updated	Mar 6, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	405 FOREST AVE PACIFIC GROVE CA 939504201, PACIFIC GROVE, CA 93950-4201

Tax Assessment & Valuation

The 2025 property tax bill for 405 Forest Ave was $15,929.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,479,172 (+2%) Land $910,261 Building $568,911
2025	$15,929.00	$1,450,169 Land $892,413 Building $557,756
2023	$15,337.00 (+2.07%)	$1,393,859 Land $857,760 Building $536,099
2022	$15,026.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 405 Forest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 Forest Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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