405 Ford St, Daly City, CA 94014 Property Records

San Mateo County property record for 405 Ford St, Daly City, CA 94014

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,770 sqft · built 1976
Lot Size0.06 acres (2,625 sqft)
Owner2 Individual Names on File
Last Sale$349,500 (Jun 1999)
Tax Bill$7,718 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN003-417-400

Property Details

APN / Parcel Number

Primary APN003-417-400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,770 sqft Living Area
Gross Area2,210 sqft
1st Floor Area1,190 sqft
2nd Floor Area580 sqft
Basement Area440 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area2,625 sqft (0.06 acres)
Lot Dimensions105 ft deep x 25 ft wide
Garage TypeBasement
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address405 FORD ST
CityDALY CITY
StateCA
Zip94014-2123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10003
Legal DescriptionR1 LOT 36 BLOCK 1 BLOSSOM VALLEY UNIT NO 1 RSM
Legal SubdivisionBLOSSOM VALLEY UNIT NO 1
Legal Block1
Legal Lot Number36
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group1
Census Block1004
Census Tract600502

Owner

405 Ford St is owned and occupied by two individuals who acquired it in May 2005.

Source: San Mateo County records, as of July 15, 2026

Owner of Record2 Individual Names on File
Mailing Address405 FORD ST, DALY CITY, CA 94014-2123
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Line of Credit
SAN MATEO CU
Jan 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
OPES ADVISORS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 1999 · Amount on File
Deed SaleJun 8, 1999 · Amount on File
Deed Document Number199999987
Last Transfer DateMay 5, 2005
Transfer Doc0000082708
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address405 FORD ST, DALY CITY, CA 94014-2123
Transaction TypeMortgage
Record UpdatedSep 20, 2021
Title CompanyCHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 FORD ST, DALY CITY, CA 94014-2123

Mortgage

Document Number0000123428
DateAug 24, 2021
Instrument2021-123428
Lender
NameSAN MATEO CU
TypeCredit Union
AddressREDWOOD CITY, CA 94063
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueAug 1, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address405 FORD ST, DALY CITY, CA 94014-2123
Document Number0000006727
Instrument DateJan 27, 2018
Transaction TypeMortgage
Record UpdatedFeb 27, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address405 FORD ST DALY CITY CA 940142123, DALY CITY, CA 94014-2123

Mortgage

Document Number0000006727
DateFeb 1, 2018
Instrument6727
Lender
NameOPES ADVISORS
AddressTROY, CA 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 405 Ford St was $7,718 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityDaly City
Elementary School DistrictJefferson Elementary School District (KG - 08)
Secondary School DistrictJefferson Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$558,850 (+2%) Land $279,425 Building $279,425
2025$7,718.00 Homeowner's exemption$547,894 Land $273,947 Building $273,947
2023$7,227.00 (+1.87%) Homeowner's exemption$526,620 Land $263,310 Building $263,310$1,077,300
2022$7,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Ford St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Ford St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DALY CITY
serves 102,593 people · EPA ID CA4110013
Water SourcePurchased surface water from several systems
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50

May also be available: Etheric Networks, GeoLinks, Sail Internet, T-Mobile, Unwired, Verizon.

Nearby Properties on Ford St

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