405 Florence Rd, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 405 Florence Rd, Florence, MA 01062

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,598 sqft · built 1953
Lot Size0.944 acres (41,099 sqft)
Owner2 Individual Names on Record
Last Sale$312,000 (Jun 2019)
Tax Bill$6,287 (2025)
Deeds & MortgagesJan 2021 Refinance
Jun 2019 Sale & Mortgage
+ 1 more
APNNHAM M:030C B:0006 L:0001

Property Details

APN / Parcel Number

Primary APNNHAM M:030C B:0006 L:0001

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,598 sqft Living Area
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleCape Cod
Exterior MaterialWood Siding
Lot Area41,099 sqft (0.944 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address405 FLORENCE RD
CityFLORENCE
StateMA
Zip01062-2668
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block6
Legal Lot Number1
JurisdictionNORTHAMPTON MA
Township / Civil DivisionNORTHAMPTON
Census Block Group2
Census Block2005
Census Tract822200

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address405 FLORENCE RD, FLORENCE, MA 01062-2668
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Jun 27, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC
Jun 30, 2017Quit Claim Deed, Transfer
PEOPLESBANK (HOLYOKE)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2019 · Amount on Record
Deed SaleJun 27, 2019 · Amount on Record
Prior SaleJun 30, 2017 · Amount on Record
Deed Book / Page13305 / 126
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON MA
Property Address405 FLORENCE RD, NORTHAMPTON, MA 01062-2668
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013948-260
DateJan 25, 2021
Book Page13948/260
Instrument1682
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term229 Months
DueFeb 1, 2040

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNORTHAMPTON MA
Recording DateJun 27, 2019
Property Address405 FLORENCE RD, NORTHAMPTON, MA 01062-2668
Document Number13305-126
Book / Page13305 / 126
Instrument DateJun 27, 2019
Instrument11051
Transaction TypeTransfer
Record UpdatedJun 8, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 DARTMOUTH ST APT D, D, EASTHAMPTON, MA 01027-1858

Mortgage

Document Number11052
DateJun 27, 2019
Instrument11052
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNORTHAMPTON MA
Recording DateJun 30, 2017
Property Address405 FLORENCE RD, NORTHAMPTON, MA 01062-2668
Document Number12672-44
Book / Page12672 / 44
Instrument13035
Transaction TypeTransfer
Record UpdatedJun 8, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$36.35
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 FLORENCE RD, NORTHAMPTON, MA 01062-2668

Mortgage

Document Number126720048
DateJun 30, 2017
Instrument12672/0048
Lender
NamePEOPLESBANK (HOLYOKE)
Agreement
AmountAmount Recorded
Term361 Months
DueJun 30, 2047
Interest
Rate3.13%
Max Rate At Change70.1%
Max Rate2.88%

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampshire County
MunicipalityNorthampton City
Unified School DistrictNorthampton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,287.00 (+15.85%)$451,300 (+31.73%) Land $100,100 Building $351,200$503,595 (+22.42%)
2024$411,350
2023$5,427.00$342,600 Land $86,800 Building $255,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHAMPTON WATER DIVISION
serves 29,571 people · EPA ID MA1214000
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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