405 Flint St, Cherokee, IA 51012 Property Records

Cherokee County property record for 405 Flint St, Cherokee, IA 51012

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,152 sqft · built 1964
Lot Size	0.281 acres (12,227 sqft)
Owner	Individual Name on File
Last Sale	$191,000 (May 2024)
Tax Bill	$3,072 (2026)
Deeds & Mortgages	May 2024 Foreclosure Jun 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0727127001`

Property Details

APN / Parcel Number

Primary APN	`0727127001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Finished Basement	975 sqft
Unfinished Basement	177 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,227 sqft (0.281 acres)
Lot Dimensions	143 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft
Patio Area	464 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	405 FLINT ST
City	CHEROKEE
State	IA
Zip	51012-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23' ADJ ON W & LOT 1 BLK 2 FISHMAN 4TH ADD 8297
Legal Range	40W
Legal Township	92N
Legal Section	27
Legal Subdivision	FISHMAN 4TH ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	CHEROKEE IA
Township / Civil Division	CHEROKEE
Census Block Group	1
Census Block	1010
Census Tract	80102

Owner

405 Flint St is owned and occupied by an individual who bought it in May 2024.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	405 FLINT ST, CHEROKEE, IA 51012-1238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Legal Action/Court Order, Foreclosure · Conventional Mortgage CENTRAL BANK
Jun 18, 2018	Affidavit of Death of Joint Tenant, Transfer
Jun 18, 2018	Affidavit of Death of Joint Tenant, Transfer
Sep 29, 2017	Warranty Deed, Transfer · Line of Credit CHEROKEE STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2024 · Amount on File
Deed Sale	May 8, 2024 · Amount on File
Prior Sale	Sep 29, 2017 · Amount on File
Deed Document Number	2024753
Prior Transfer Date	Jun 18, 2018
Prior Transfer Doc	02018/1190
Record Updated	Oct 29, 2026

May 2024: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CHEROKEE IA
Recording Date	May 8, 2024
Property Address	405 FLINT ST, CHEROKEE, IA 51012-1238
Document Number	002024/753
Book / Page	2024 / 753
Instrument Date	Apr 29, 2024
Instrument	2024 0753
Transaction Type	Foreclosure
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.80
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 FLINT ST, CHEROKEE, IA 51012-1238

Mortgage

Document Number	0020240754
Date	May 8, 2024
Instrument	2024 0754

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

June 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CHEROKEE IA
Recording Date	Jun 18, 2018
Property Address	405 FLINT ST, CHEROKEE, IA 51012-1238
Document Number	2018/1191
Book / Page	2018 / 1191
Instrument Date	Jun 18, 2018
Instrument	2018 1191
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 FLINT ST, CHEROKEE, IA 51012-1238

June 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CHEROKEE IA
Recording Date	Jun 18, 2018
Property Address	405 FLINT ST, CHEROKEE, IA 51012-1238
Document Number	2018/1190
Book / Page	2018 / 1190
Instrument Date	Jun 18, 2018
Instrument	2018 1190
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 FLINT ST, CHEROKEE, IA 51012-1238

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Sep 29, 2017
Property Address	405 FLINT ST, CHEROKEE, IA 51012-1238
Document Number	2017/1941
Book / Page	2017 / 1941
Instrument Date	Sep 25, 2017
Instrument	2017 1941
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 FLINT ST, CHEROKEE, IA 51012-1238

Mortgage

Document Number	20172293
Date	Sep 29, 2017
Instrument	2017 2293

Lender

Name	CHEROKEE STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	14 Months
Due	Nov 17, 2018

Tax Assessment & Valuation

The 2026 property tax bill for 405 Flint St was $3,072 with a homeowner's exemption, up 0.9% from the year before.

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Cherokee City
Unified School District	Cherokee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,072.00 (+0.92%)	$218,030 (-) Land $21,290 Building $196,740	$218,030 (-) Land $21,290 Building $196,740
2025	$3,044.00 Homeowner's exemption	$218,030 Land $21,290 Building $196,740	$218,030 Land $21,290 Building $196,740
2024	$3,044.00
2023		$140,260 (+27.67%) Land $21,290 Building $118,970	$140,260 Land $21,290 Building $118,970
2022	$1,860.00 Homeowner's exemption	$109,860 Land $21,290 Building $88,570
2021			$109,860 Land $21,290 Building $88,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Flint St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Flint St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE WATER SUPPLY - PLANT 1 serves 5,199 people · EPA ID IA1811020
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: C-M-L Telephone Cooperative Association, Verizon.

Nearby Properties on Flint St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures