Musselshell County property record for 405 Fergus St, Melstone, MT 59054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,570 sqft · built 2025 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,595 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R2310932 |
| Primary APN | R2310932 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,570 sqft Living Area |
| 1st Floor Area | 1,570 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,983 sqft (0.321 acres) |
| Garage Type | Attached |
| Garage Area | 1,800 sqft |
| Porch | Porch |
| Porch Area | 188 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1535100000 |
|---|---|
| Street Address | 405 FERGUS ST |
| City | MELSTONE |
| State | MT |
| Zip | 59054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | MILWAUKEE LAND 1ST ADD TO MELSTONE COS # 1913, S30, T10 N, R31 E, BLOCK 28, LOT 4 - 5, 14000 SQUARE FEET |
| Legal Range | 31E |
| Legal Township | 10N |
| Legal Section | 30 |
| Legal Subdivision | MILWAUKEE LAND 1ST ADD TO MELSTONE COS # |
| Legal Block | 28 |
| Legal Lot Number | 4,5 |
| Jurisdiction | MUSSELSHELL MT |
| Township / Civil Division | MELSTONE |
| Census Block Group | 1 |
| Census Block | 1409 |
| Census Tract | 100 |
405 Fergus St is owned by two individuals who acquired it in November 1999.
Source: Musselshell County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 280, MELSTONE, MT 59054-0280 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 1999 |
| Deed Sale | Nov 29, 1999 |
| Deed Book / Page | 368 / P754 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 405 Fergus St was $7,595, up 814% from the year before.
Source: Musselshell County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Musselshell County |
| Municipality | Melstone Town |
| Elementary School District | Melstone Elementary School District (PK - 08) |
| Secondary School District | Melstone High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,595.00 (+813.96%) | $422,536 (+483.61%) | |
| 2025 | $831.00 | $72,400 | $422,536 Land $6,536 Building $416,000 |
| 2023 | $687.00 | $45,450 | $45,450 Land $3,600 Building $41,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Fergus St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 Fergus St is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MELSTONE serves 170 people · EPA ID MT0000290 |
|---|---|
| Water Source | Purchased groundwater from CMRWA MUSSELSHELL JUDITH RURAL WATER SYS |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-Rivers Communications Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
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