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  5. Fergason Rd

405 Fergason Rd, Cleburne, TX 76031 Property Records

Johnson County property record for 405 Fergason Rd, Cleburne, TX 76031

Property Summary

Property TypeMobile Home
Details1,904 sqft · built 1998
Lot Size1.28 acres (55,757 sqft)
Owner2 Individual Names on Record
Last Sale$223,133 (Dec 2024)
Tax Bill$480 (2025)
Deeds & MortgagesAug 2026 Mortgage
Nov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN126-0680-00380

Property Details

APN / Parcel Number

Primary APN126-0680-00380
Alternative APN
  • R000016721

Interior

Building Area1,904 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleMobile Home
Lot Area55,757 sqft (1.28 acres)

Location & Zoning

Account NumberR000016721
Street Address405 FERGASON RD
CityCLEBURNE
StateTX
Zip76031-8801
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionABST 680 TR 6K WM PARKER S# CRH2TX1507A/B L# NTA0781592/3 ELECTED REAL
Legal SubdivisionWM PARKER
Legal Tract6K
Legal Block3
JurisdictionJOHNSON TX
Township / Civil DivisionCLEBURNE
Census Block Group3
Census Block3018
Census Tract130304

Owner

Source: Johnson County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address405 FERGASON RD, CLEBURNE, TX 76031-8801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2026Deed of Trust, Mortgage · FHA Mortgage
AMERICAN FINANCIAL
Nov 10, 2025Deed of Trust, Mortgage · FHA Mortgage
AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2024 · Amount on Record
Deed SaleDec 12, 2024 · Amount on Record
Prior SaleOct 26, 2011
Deed Document Number202435068
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON TX
Recording DateAug 7, 2026
Property Address405 FERGASON RD, CLEBURNE, TX 76031-8801
Document Number0000024690
Instrument DateJul 25, 2026
Instrument202624690
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 FERGASON RD, CLEBURNE, TX 76031-8801

Mortgage

Document Number0000024690,
DateAug 7, 2026
Instrument202624690
Lender
NameAMERICAN FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.49%
Max Rate-1%

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON TX
Property Address405 FERGASON RD, CLEBURNE, TX 76031-8801
Transaction TypeMortgage
Record UpdatedDec 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 FERGASON RD, CLEBURNE, TX 76031-8801

Mortgage

Document Number0000033745
DateNov 10, 2025
Instrument2025-33745
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyJohnson County
Unified School DistrictCleburne Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$480.00 (-53.58%)$102,216 (-) Land $80,640 Building $21,576$102,216 (-) Land $80,640 Building $21,576
2023$102,216 Land $80,640 Building $21,576$102,216 Land $80,640 Building $21,576
2021$1,034.00 (+6.38%)
2018$972.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2006)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 66% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAKRIDGE MOBILE HOME SUBDIVISION
private · serves 60 people · EPA ID TX1260124
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Nextlink
Fixed Wireless		500 / 100

May also be available: United Electric Cooperative Services, Verizon.

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