405 Fair St, Petaluma, CA 94952 Property Records

Sonoma County property record for 405 Fair St, Petaluma, CA 94952

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,106 sqft · built 1946
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Nov 1996)
Tax Bill	$6,130 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-023-010-000`

Property Details

APN / Parcel Number

Primary APN	`008-023-010-000`
Alternative APN	`008-023-010`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,106 sqft Living Area
1st Floor Area	1,256 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Garage Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	008-023-010
Street Address	405 FAIR ST
City	PETALUMA
State	CA
Zip	94952-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYPE
Legal Description	BLK 2 LOT 3
Legal Subdivision	SUBDIVISION OF FAIR GROUNDS
Legal Block	3
Legal Lot Number	3
Jurisdiction	SONOMA CA
Township / Civil Division	PETALUMA
Census Block Group	3
Census Block	3006
Census Tract	150800

Owner

405 Fair St is owned and occupied by two individuals who acquired it in May 2003.

Source: Sonoma County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 FAIR ST, PETALUMA, CA 94952-2519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Jun 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 1996 · Amount on File
Deed Sale	Nov 8, 1996 · Amount on File
Deed Document Number	1996101016
Last Transfer Date	May 7, 2003
Transfer Doc	0000097342
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	405 FAIR ST, PETALUMA, CA 94952-2519
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 FAIR ST, PETALUMA, CA 94952-2519

Mortgage

Document Number	0000007019
Date	Jan 21, 2021
Instrument	2021007019

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	405 FAIR ST, PETALUMA, CA 94952-2519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047031
Date	Jun 16, 2017
Instrument	2017047031

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	405 FAIR ST, PETALUMA, CA 94952-2519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 FAIR ST, PETALUMA, CA 94952-2519

Mortgage

Document Number	0000098909
Date	Oct 27, 2020
Instrument	2020098909

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 405 Fair St was $6,130 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Petaluma City
Elementary School District	Petaluma City Elementary School District (KG - 06)
Secondary School District	Petaluma Joint Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$539,542 (+2%) Land $199,635 Building $339,907
2025	$6,130.00 Homeowner's exemption	$528,964 Land $195,721 Building $333,243
2023	$5,561.00 (+0.87%) Homeowner's exemption	$508,425 Land $188,122 Building $320,303
2022	$5,513.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 405 Fair St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Fair St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETALUMA serves 61,427 people · EPA ID CA4910006
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fair St

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