St. Johns County property record for 405 F St, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,738 sqft · built 1985 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Oct 2002) |
| Tax Bill | $4,935 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2019 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 171823-0030 |
| Primary APN | 171823-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,738 sqft Living Area |
| 1st Floor Area | 1,490 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 55 ft deep x 150 ft wide |
| Pool Area | 450 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 100 sqft |
| Patio Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 F ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-6853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | 3-30 COQUINA GABLES LOT 3 BLK 63 OR1832/1379 &3512/1509(C/O) & 3628/1145(Q/C) |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 03 |
| Legal Subdivision | COQUINA GABLES SUBDIVISION NO. 1 |
| Legal Block | 63 |
| Legal Lot Number | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 21410 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 F ST, SAINT AUGUSTINE, FL 32080-6853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Nov 8, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2002 · Amount on Record |
| Deed Sale | Oct 18, 2002 · Amount on Record |
| Deed Document Number | 200260981 |
| Deed Book / Page | 1832 / 1379 |
| Last Transfer Date | Sep 26, 2012 |
| Transfer Doc | 0036281145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 405 F ST, SAINT AUGUSTINE, FL 32080-6853 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | NATION TITLE, ACTION TITLE |
| Name | Verified Name |
|---|---|
| Address | 405 F ST, SAINT AUGUSTINE, FL 32080-6853 |
| Document Number | 0053551265 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 5355/1265 |
| Instrument | 2021095436 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 405 F ST, SAINT AUGUSTINE, FL 32080-6853 |
| Document Number | 0048321419 |
| Instrument Date | Nov 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 405 F ST ST AUGUSTINE FL 320806853, ST AUGUSTINE, FL 32080-6853 |
| Document Number | 0048321419 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 004832/001419 |
| Instrument | 85991 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,321 (+2.7%) | $668,355 (+1.42%) Land $431,250 Building $237,105 | |
| 2025 | $4,935.00 (+8.7%) Homeowner's exemption | $313,847 (+5.99%) | $659,020 (+26.59%) Land $431,250 Building $227,770 |
| 2024 | $4,540.00 (+5.63%) | ||
| 2023 | $4,298.00 (+1.7%) Homeowner's exemption | $296,118 (+3%) | $520,577 (+6.52%) Land $240,000 Building $280,577 |
| 2022 | $4,226.00 Homeowner's exemption | $287,493 | $488,727 Land $235,200 Building $253,527 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 243 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 365 units insured incl. 122 condo units |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: IQ Fiber.
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