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405 Evergreen Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 405 Evergreen Dr, Saint Charles, MO 63301

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,711 sqft · built 1955
Lot Size0.257 acres (11,200 sqft)
OwnerCompany Name on File
Tax Bill$2,932 (2025)
Deeds & MortgagesAug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN075330A000

Property Details

APN / Parcel Number

Primary APN075330A000
Alternative APN
  • 6-006C-4128-02-0046.0000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories1 Story
Building Area1,711 sqft Living Area
Gross Area3,422 sqft
1st Floor Area1,711 sqft
Basement Area1,392 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleDuplex Single
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,200 sqft (0.257 acres)
Lot Dimensions160 ft deep x 70 ft wide
Garage TypeAttached
Garage Area319 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Account Number075330A000
Street Address405 EVERGREEN DR
CitySAINT CHARLES
StateMO
Zip63301-1303
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeAF0
Legal DescriptionPASADENA GARDENS #3 BLK 2 LOT 46
Legal SubdivisionPASEDENA GARDENS #3
Legal Block2
Legal Lot Number46
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group1
Census Block1007
Census Tract310601

Owner

405 Evergreen Dr, a duplex, is owned by a company that acquired it in December 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of RecordCompany Name on File
Mailing Address403 EVERGREEN DR, SAINT CHARLES, MO 63301-1303
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2022
Deed SaleDec 6, 2022
Prior SaleAug 10, 2022 · Amount on File
Deed Document Number202264375
Prior Transfer DateNov 18, 2022
Prior Transfer Doc0000064375
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 10, 2022
Property Address405 EVERGREEN DR, SAINT CHARLES, MO 63301-1303
Document Number0000044359
Map ReferenceMB 6 PG 36
Instrument DateAug 3, 2022
Instrument2022R-044359
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address137 ROYALLBROOK LN, O FALLON, MO 63368-6860

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 HIDDEN HILLS DR, SAINT CHARLES, MO 63303-5317

Mortgage

Document Number0000044360
DateAug 10, 2022
Instrument2022R-044360
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 405 Evergreen Dr was $2,932, up 10.3% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$46,722 (-)$245,905 (-) Land $45,000 Building $200,905
2025$2,932.00 (+10.31%)$46,722$245,905 Land $45,000 Building $200,905
2024$2,658.00
2023$41,312
2022$217,434 Land $45,000 Building $172,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Evergreen Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims9 (1981–1990)
Most Recent ClaimMay 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 Evergreen Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband.

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