405 Evergreen Dr, Grayling, MI 49738 Property Records

Crawford County property record for 405 Evergreen Dr, Grayling, MI 49738

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,691 sqft · built 1964
Lot Size	1.22 acres (53,298 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Apr 2018)
Tax Bill	$1,805 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-45-780-00-041-00`

Property Details

APN / Parcel Number

Primary APN	`040-45-780-00-041-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,691 sqft Living Area
1st Floor Area	1,691 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Modular
Lot Area	53,298 sqft (1.22 acres)
Lot Width	1 ft Width
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 EVERGREEN DR
City	GRAYLING
State	MI
Zip	49738-6773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 41 & 42 RIVERSIDE
Legal Subdivision	RIVERSIDE
Legal Lot Number	41-42
Jurisdiction	CRAWFORD MI
Township / Civil Division	GRAYLING
Census Block Group	2
Census Block	2110
Census Tract	960200

Owner

Source: Crawford County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 EVERGREEN DR, GRAYLING, MI 49738-6773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage COASTAL COMMUNITY ACTION
Nov 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage COASTAL COMMUNITY ACTION
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK
Apr 10, 2018	Warranty Deed, Transfer · Stand-Alone Refinance ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2018 · Amount on Record
Deed Sale	Apr 10, 2018 · Amount on Record
Prior Sale	Jun 17, 2013 · Amount on Record
Deed Document Number	201869278
Deed Book / Page	735 / 21
Prior Transfer Date	Aug 17, 2009
Prior Transfer Doc	0697000201
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	405 EVERGREEN DR, GRAYLING, MI 49738-6773
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 EVERGREEN DR, GRAYLING, MI 49738-6773

Mortgage

Document Number	0000000834/0000000289
Date	Nov 6, 2025
Book Page	0000000834/0000000289

Lender

Name	COASTAL COMMUNITY ACTION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	405 EVERGREEN DR, GRAYLING, MI 49738-6773
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 EVERGREEN DR, GRAYLING, MI 49738-6773

Mortgage

Document Number	0000000834/0000000289
Date	Nov 6, 2025
Book Page	0000000834/0000000289

Lender

Name	COASTAL COMMUNITY ACTION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	405 EVERGREEN DR, GRAYLING, MI 49738-6773
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 EVERGREEN DR, GRAYLING, MI 49738-6773

Mortgage

Document Number	0000000761/0000000664
Date	Jul 9, 2021
Book Page	0000000761/0000000664

Lender

Name	FLAGSTAR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MI
Recording Date	Apr 10, 2018
Property Address	405 EVERGREEN DR, GRAYLING, MI 49738-6773
Document Number	735/21
Book / Page	735 / 21
Instrument Date	Apr 6, 2018
Instrument	R0069278
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20703 M 32 W, HILLMAN, MI 49746-9630

Mortgage

Document Number	735/22
Date	Apr 10, 2018
Book Page	735/22

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
County Subdivision	Grayling Charter Township
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,400 (+36.86%) Land $4,000 Building $94,400	$196,800 (+36.86%) Land $8,000 Building $188,800
2025	$1,805.00 (+10.2%)
2023		$71,900 Land $4,000 Building $67,900	$143,800 Land $8,000 Building $135,800
2022	$1,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 87% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Frontier.

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