Washoe County property record for 405 Ember Dr, Sparks, NV 89436
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,336 sqft · built 1994 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Aug 2019) |
| Tax Bill | $1,877 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Sep 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 089-521-13 |
| Primary APN | 089-521-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| Gross Area | 1,948 sqft |
| 1st Floor Area | 1,336 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
|---|---|
| Porch Area | 424 sqft |
| Deck Area | 414 sqft |
| Patio Area | 414 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 405 EMBER DR |
|---|---|
| City | SPARKS |
| State | NV |
| Zip | 89436-7907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDS |
| Legal Description | SPANISH SPRINGS VILLAGE 4 LT 21 BLK H |
| Legal Subdivision | SPANISH SPRINGS VILLAGE 4 |
| Legal Block | H |
| Legal Lot Number | 21 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | WARM SPRINGS-TRUCKEE CANYON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 3503 |
Source: Washoe County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 EMBER DR, SPARKS, NV 89436-7907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 5, 2019 | Deed of Trust, Mortgage NEVADA HOUSING DIVISION |
| Dec 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage GREATER NEVADA LLC |
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 5, 2019 | Bargain and Sale Deed, Transfer · FHA Mortgage GREATER NEVADA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2019 · Amount on Record |
| Deed Sale | Aug 5, 2019 · Amount on Record |
| Prior Sale | Mar 19, 2010 · Amount on Record |
| Deed Document Number | 20194937158 |
| Prior Transfer Date | Mar 17, 2010 |
| Prior Transfer Doc | 0003867826 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 405 EMBER DR, SPARKS, NV 89436-7907 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0005322889 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | 5322889 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 405 EMBER DR, SPARKS, NV 89436-7907 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Title Company | FIRST CENTENNIAL RENO |
| Name | Verified Name |
|---|
| Document Number | 0004948877 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 4948877 |
| Name | NEVADA HOUSING DIVISION |
|---|---|
| Type | Government Agency |
| Address | CARSON CITY, NV 89706 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 405 EMBER DR, SPARKS, NV 89436-7907 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Title Company | FIRST CENTENNIAL RENO |
| Name | Verified Name |
|---|
| Document Number | 0004985935 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 4985935 |
| Name | GREATER NEVADA LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CARSON CITY, NV 89701 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 405 EMBER DR, SPARKS, NV 89436-7907 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0005172138 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 5172138 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Aug 5, 2019 |
| Property Address | 405 EMBER DR, SPARKS, NV 89436-7907 |
| Document Number | 0004937158 |
| Map Reference | FILE1771541 MAP 3008 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 4937158 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | FIRST CENTENNIAL RENO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,414.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1965 WIND RANCH RD, 1965, RENO, NV 89521-8569 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 405 EMBER DR, SPARKS, NV 89436-7907 |
| Document Number | 0004937159 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 4937159 |
| Name | GREATER NEVADA LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Number | 0004937160 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 4937160 |
| Name | NEVADA HOUSING DIVISION |
|---|---|
| Type | Government Agency |
| Address | CARSON CITY, NV 89706 |
| Amount | Amount Recorded |
|---|
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,926 (+0.15%) Land $40,495 Building $47,431 | ||
| 2025 | $1,877.00 (-12.78%) | $87,790 (+4.81%) Land $39,270 Building $48,520 | $250,829 (+4.81%) Land $112,200 Building $138,629 |
| 2023 | $2,152.00 | $83,758 Land $37,065 Building $46,693 | $239,308 (+34.35%) Land $105,900 Building $133,408 |
| 2021 | $178,126 Land $66,800 Building $111,326 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 67% of Nevada |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREAT BASIN WATER CO SPANISH SPRINGS private · serves 1,450 people · EPA ID NV0001086 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Nitrate resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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