405 Elm Tree Ln, Brandon, FL 33510 Property Records

Hillsborough County property record for 405 Elm Tree Ln, Brandon, FL 33510

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,747 sqft · built 1963
Lot Size0.208 acres (9,072 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Dec 2014)
Tax Bill$2,501 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Sep 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN0670600000

Property Details

APN / Parcel Number

Primary APN0670600000
Alternative APN
  • U1429202B9000008000030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,747 sqft Heated Area
1st Floor Area1,747 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1993
Architectural StyleOther
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,072 sqft (0.208 acres)
Lot Dimensions108 ft deep x 84 ft wide
Garage Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area288 sqft
PorchOpen Porch
Porch Area192 sqft
Patio Area300 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0670600000
Street Address405 ELM TREE LN
CityBRANDON
StateFL
Zip33510-3227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-6
Legal DescriptionEVERINA HOMES 5TH ADDITION LOT 3 BLOCK 8
Legal Range20E
Legal Township29S
Legal Section14
Legal SubdivisionEVERINA HOMES 5TH ADDITION
Legal Block8
Legal Lot Number3
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1011
Census Tract12303

Owner

Source: Hillsborough County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 ELM TREE LN, BRANDON, FL 33510-3227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2022Deed of Trust, Mortgage · Line of Credit
CONNEXUS CU
Sep 22, 2022Deed of Trust, Mortgage · Line of Credit
CONNEXUS CU
Feb 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHICAGO MORTGAGE SOLUTIONS CORP
Aug 9, 2018Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Dec 16, 2019Deed of Trust, Mortgage · Line of Credit
CONNEXUS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 17, 2014 · Amount on Record
Deed SaleDec 17, 2014 · Amount on Record
Prior SaleApr 28, 2014 · Amount on Record
Deed Document Number2014433944
Deed Book / Page22982 / 1142
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address405 ELM TREE LN, BRANDON, FL 33510-3227
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 ELM TREE LN, BRANDON, FL 33510-3227

Mortgage

Document Number0000469462
DateOct 4, 2022
Instrument2022469462
Lender
NameCONNEXUS CU
TypeCredit Union
AddressWAUSAU, WI 54401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 3, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address405 ELM TREE LN, BRANDON, FL 33510-3227
Transaction TypeMortgage
Record UpdatedOct 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 ELM TREE LN, BRANDON, FL 33510-3227

Mortgage

Document Number0000461799
DateSep 22, 2022
Instrument2022461799
Lender
NameCONNEXUS CU
TypeCredit Union
AddressWAUSAU, WI 54401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 21, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address405 ELM TREE LN, BRANDON, FL 33510-3227
Transaction TypeMortgage
Record UpdatedFeb 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 ELM TREE LN, BRANDON, FL 33510-3227

Mortgage

Document Number2021055352
DateFeb 3, 2021
Instrument2021055352
Lender
NameCHICAGO MORTGAGE SOLUTIONS CORP
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term238 Months
DueDec 1, 2040

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address405 ELM TREE LN, BRANDON, FL 33510-3227
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0259771828
DateAug 9, 2018
Book Page25977/1828
Instrument2018318787
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term176 Months
DueApr 1, 2033

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address405 ELM TREE LN, BRANDON, FL 33510-3227
Document Number0272160445
Instrument DateDec 16, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 ELM TREE LN BRANDON FL 335103227, BRANDON, FL 33510-3227

Mortgage

Document Number0272160445
DateDec 27, 2019
Book Page027216/000445
Instrument551085
Lender
NameCONNEXUS CU
TypeCredit Union
AddressWAUSAU, WI 54401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 26, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,501.00 (+14.36%) Homeowner's exemption$146,141 (+5.99%)$236,571 (+2.4%) Land $64,139 Building $172,432
2023$2,187.00 (+16.33%) Homeowner's exemption$137,885 (+10.52%)$231,037 (-5.16%) Land $59,558 Building $171,479
2022$1,880.00 Homeowner's exemption$124,755$243,614 Land $54,976 Building $188,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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