405 Elm St, Idalou, TX 79329 Property Records

Lubbock County property record for 405 Elm St, Idalou, TX 79329

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1956
Lot Size	0.242 acres (10,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,757 (Feb 2024)
Tax Bill	$3,880 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R67626`

Property Details

APN / Parcel Number

Primary APN	`R67626`
Alternative APN	`R0865000000000170000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,028 sqft
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,530 sqft (0.242 acres)
Lot Dimensions	130 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	348 sqft

Location & Zoning

Street Address	405 ELM ST
City	IDALOU
State	TX
Zip	79329-9007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAZE W C L 17
Legal Subdivision	BAZE W C SUB (IDALOU)
Legal Lot Number	17
Jurisdiction	LUBBOCK TX
Township / Civil Division	IDALOU
Census Block Group	2
Census Block	2005
Census Tract	10102

Owner

Source: Lubbock County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 ELM ST, IDALOU, TX 79329-9007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 2, 2024	Vendor's Lien, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Oct 2, 2023	Vendor's Lien, Transfer · Commercial Mortgage WILLFULL PROPERTIES LLC
Sep 29, 2023	Vendor's Lien, Transfer · Commercial Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2024 · Amount on Record
Deed Sale	Feb 2, 2024 · Amount on Record
Prior Sale	Oct 2, 2023 · Amount on Record
Deed Document Number	20244723
Prior Transfer Date	Jul 31, 2011
Prior Transfer Doc	0000028507
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Recording Date	Apr 13, 2026
Property Address	405 ELM ST, IDALOU, TX 79329-9007
Document Number	0000013065
Instrument Date	Feb 26, 2026
Instrument	202613065
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ELM ST, IDALOU, TX 79329-9007

Mortgage

Document Number	0000013065,
Date	Apr 13, 2026
Instrument	202613065

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.1%
Max Rate	-1%

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Feb 2, 2024
Property Address	405 ELM ST, IDALOU, TX 79329-9007
Document Number	0000004723
Map Reference	VOL 572 PG 11
Instrument Date	Jan 31, 2024
Instrument	2024004723
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 ELM ST, IDALOU, TX 79329-9007

Mortgage

Document Number	0000004724
Date	Feb 2, 2024
Instrument	2024004724

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Mortgage

Document Number	0000004725
Date	Feb 2, 2024
Instrument	2024004725

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 31, 2027

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Oct 2, 2023
Property Address	405 ELM ST, IDALOU, TX 79329-9007
Document Number	0000038112
Map Reference	VOL 572 PG 11
Instrument Date	Sep 30, 2023
Instrument	2023038112
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4008 104TH ST, LUBBOCK, TX 79423-5740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7717 MILWAUKEE AVE, LUBBOCK, TX 79424-0685

Mortgage

Document Number	0000038113
Date	Oct 2, 2023
Instrument	2023038113

Lender

Name	WILLFULL PROPERTIES LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2053

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Sep 29, 2023
Property Address	405 ELM ST, IDALOU, TX 79329-9007
Document Number	0000037953
Map Reference	VOL 572 PG 11
Instrument Date	Sep 28, 2023
Instrument	2023037953
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4008 104TH ST, LUBBOCK, TX 79423-5740

Mortgage

Document Number	0000037954
Date	Sep 29, 2023
Instrument	2023037954

Lender

Name	FIRST BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Idalou City
Unified School District	Idalou Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,880.00 (+5.12%)	$201,269 (+38.79%) Land $4,860 Building $196,409	$201,269 (+17.58%) Land $4,860 Building $196,409
2024	$3,691.00 (+250.52%)
2023	$1,053.00 (-31.36%) Homeowner's exemption	$145,016 (+1%) Land $4,860 Building $166,321	$171,181 (+11.42%) Land $4,860 Building $166,321
2022	$1,534.00 Homeowner's exemption	$131,833 Land $4,860 Building $148,769	$153,629 Land $4,860 Building $148,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF IDALOU serves 2,250 people · EPA ID TX1520001
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	1,1-Dichloroethylene not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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