Wright County property record for 405 Elder Ave NW, Saint Michael, MN 55376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,255 sqft · built 1995 |
| Lot Size | 0.473 acres (20,613 sqft) |
| Owner | Company Name on Record |
| Last Sale | $354,995 (Oct 2023) |
| Tax Bill | $4,096 (2026) |
| Deeds & Mortgages | Oct 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-067-001060 |
| Primary APN | 114-067-001060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 4 Stories |
| Building Area | 1,255 sqft Living Area |
| 1st Floor Area | 1,255 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,613 sqft (0.473 acres) |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 120 sqft |
| Patio Area | 444 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 405 ELDER AVE NW |
|---|---|
| City | SAINT MICHAEL |
| State | MN |
| Zip | 55376-1021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-11 TWP-120 RANGE-024 CREEK RIDGE 2ND ADDN LOT-006 BLOCK-001 -001 |
| Legal Range | 024 |
| Legal Township | 120 |
| Legal Section | 11 |
| Legal Subdivision | CREEK RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 100803 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 901 W JACKSON BLVD, 501, CHICAGO, IL 60607-3798 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2023 · Amount on Record |
| Deed Sale | Oct 25, 2023 · Amount on Record |
| Deed Document Number | 20231594724 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Oct 27, 2023 |
| Property Address | 405 ELDER AVE NW, SAINT MICHAEL, MN 55376-1021 |
| Document Number | 00A1541360 |
| Instrument Date | Oct 25, 2023 |
| Instrument | A1541360 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,171.48 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 901 W JACKSON BLVD, CHICAGO, IL 60607-3023 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | St. Michael City |
| Unified School District | St. Michael-Albertville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,096.00 (+17.43%) | $350,300 (+0.95%) Land $113,000 Building $237,300 | $350,300 (+0.95%) Land $113,000 Building $237,300 |
| 2025 | $347,000 (+3.21%) Land $115,000 Building $232,000 | $347,000 (+3.21%) Land $115,000 Building $232,000 | |
| 2023 | $3,488.00 (+5.76%) | $336,200 Land $113,400 Building $222,800 | $336,200 Land $113,400 Building $222,800 |
| 2022 | $3,298.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Joint Powers Water Board serves 30,922 people · EPA ID MN1860024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.56 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon.
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