405 Edwards Dr, Sarasota, FL 34243 Property Records

Manatee County property record for 405 Edwards Dr, Sarasota, FL 34243

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,135 sqft · built 2019
Lot Size	0.278 acres (12,088 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Apr 2026)
Tax Bill	$9,662 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`68310-0020-9`

Property Details

APN / Parcel Number

Primary APN	`68310-0020-9`
Alternative APNs	`3517356831000209` `6831000109`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,135 sqft Living Area
Gross Area	4,257 sqft
1st Floor Area	2,403 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	12,088 sqft (0.278 acres)
Lot Dimensions	110 ft deep x 107 ft wide
View / Lot	Bay
Garage Type	Attached
Garage Area	652 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	470 sqft
Patio Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	6831000109
Street Address	405 EDWARDS DR
City	SARASOTA
State	FL
Zip	34243-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5 RE
Legal Description	LOTS 11,12 BLK 7, THE UPLANDS, PI#68310.0020/9
Legal Range	17E
Legal Township	35S
Legal Section	35
Legal Subdivision	THE UPLANDS
Legal Tract	06824300
Legal Block	7
Legal Lot Number	11
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	4
Census Block	4021
Census Tract	902

Owner

405 Edwards Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Manatee County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 EDWARDS DR, SARASOTA, FL 34243-2037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORPORATION
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on File
Deed Sale	Apr 13, 2026 · Amount on File
Prior Sale	Dec 21, 2016 · Amount on File
Deed Document Number	202641198
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 13, 2026
Property Address	405 EDWARDS DR, SARASOTA, FL 34243-2037
Document Number	0000041198
Instrument Date	Apr 7, 2026
Instrument	202641198
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	PREMIER SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 EDWARDS DR, SARASOTA, FL 34243-2037

Mortgage

Document Number	0000041199,
Date	Apr 13, 2026
Instrument	202641199

Lender

Name	HOMEXPRESS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	405 EDWARDS DR, SARASOTA, FL 34243-2037
Document Number	0041047709
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 EDWARDS DR SARASOTA FL 342432037, SARASOTA, FL 34243-2037

Mortgage

Document Number	0041047709
Date	May 11, 2020
Instrument	41047709

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 10, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 405 Edwards Dr was $9,662 with a homeowner's exemption, up 2.7% from the year before.

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,662.00 (+2.73%) Homeowner's exemption	$681,011	$1,090,170 Land $188,700 Building $901,470
2024	$9,405.00 (+1.06%)
2023	$9,306.00 (+2.47%) Homeowner's exemption	$642,542 (+3%)	$1,101,425 (+22.13%) Land $188,700 Building $912,725
2022	$9,082.00 Homeowner's exemption	$623,827	$901,883 Land $185,000 Building $716,883

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Edwards Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	11 (1982–2022)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Elena, Sep 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Edwards Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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