405 Edgewater Cir, Ridgedale, MO 65739 Property Records

Taney County property record for 405 Edgewater Cir, Ridgedale, MO 65739

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,180 sqft · built 1986
Lot Size	0.246 acres (10,695 sqft)
Owner	Trust Name on File
Last Sale	$419,000 (Apr 2019)
Tax Bill	$1,904 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Nov 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-2.0-10-002-001-020.000`

Property Details

APN / Parcel Number

Primary APN	`19-2.0-10-002-001-020.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	10,695 sqft (0.246 acres)
Lot Dimensions	155 ft deep x 69 ft wide
Terrain	Low

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	405 EDGEWATER CIR
City	RIDGEDALE
State	MO
Zip	65739-4296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEARWATER ACRES LT 7 BLK 3
Legal Range	22W
Legal Township	21N
Legal Section	10
Legal Subdivision	CLEARWATER ACRES
Legal Block	3
Legal Lot Number	7
Jurisdiction	TANEY MO
Township / Civil Division	OLIVER
Census Block Group	3
Census Block	3082
Census Tract	480501

Owner

405 Edgewater Cir is held in a trust since April 2019.

Source: Taney County records, as of August 11, 2026

Owner of Record	Trust Name on File
Mailing Address	2 WESTBURROUGH WOODS CT, SAINT PETERS, MO 63376-2283
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Nov 15, 2018	Deed of Trust, Mortgage · Line of Credit THE BANK OF MISSOURI
Apr 5, 2019	Deed of Trust, Mortgage · Line of Credit THE BANK OF MISSOURI
Apr 29, 2019	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2019 · Amount on File
Deed Sale	Apr 29, 2019 · Amount on File
Deed Book / Page	2019 / 10095
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TANEY MO
Property Address	405 EDGEWATER CIR, RIDGEDALE, MO 65739-4296
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/13823
Date	Jun 11, 2019
Book Page	2019/13823

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TANEY MO
Property Address	405 EDGEWATER CIR, RIDGEDALE, MO 65739-4296
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/41552
Date	Nov 15, 2018
Book Page	2018/41552

Lender

Name	THE BANK OF MISSOURI
Type	Bank
Address	BRANSON, MO 65616

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 8, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TANEY MO
Property Address	405 EDGEWATER CIR, RIDGEDALE, MO 65739-4296
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/08233
Date	Apr 5, 2019
Book Page	2019/08233

Lender

Name	THE BANK OF MISSOURI
Type	Bank
Address	BRANSON, MO 65616

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	175 Months
Due	Nov 8, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TANEY MO
Recording Date	Apr 29, 2019
Property Address	405 EDGEWATER CIR, RIDGEDALE, MO 65739-4296
Document Number	2019/10095
Book / Page	2019 / 10095
Map Reference	MB 7 PG 15
Instrument Date	Apr 29, 2019
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2 WESTBURROUGH WOODS CT, SAINT PETERS, MO 63376-2283

Mortgage

Document Number	0201910096
Date	Apr 29, 2019
Instrument	2019/10096

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Mortgage

Document Number	2019/10096
Date	Apr 29, 2019
Book Page	2019/10096

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 405 Edgewater Cir was $1,904.

Source: Taney County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Taney County
Unified School District	Hollister R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,850 (-)	$183,430 (-) Land $75,000 Building $108,430
2025	$1,904.00	$34,850	$183,430 Land $75,000 Building $108,430
2023	$1,926.00 (+20.22%)	$35,810	$188,456 Land $75,000 Building $113,456
2022	$1,602.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 Edgewater Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2011–2017)
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Edgewater Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Brightspeed, Table Rock Broadband.

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