405 Ecchappe Ln, Fairdale, KY 40118 Property Records

Louisville/Jefferson County Metro Government property record for 405 Ecchappe Ln, Fairdale, KY 40118

Property Summary

Property Type	Single Family Home
Details	1 ba · 990 sqft · built 1979
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Feb 2021)
Tax Bill	$2,317 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24147700600000`

Property Details

APN / Parcel Number

Primary APN	`24147700600000`
Alternative APNs	`147700600000` `00251250`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	990 sqft Finished Area
Basement Area	975 sqft
Flooring	Covered

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	150 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00251250
Street Address	405 ECCHAPPE LN
City	FAIRDALE
State	KY
Zip	40118-9527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDEN
Legal Description	LOT 60 PIROUETTE MANOR SEC 1 PB 31 PG 61 X 150 AVG NES ECCHAPPE LN 0.21 AC
Legal Subdivision	TREELINE ESTATES
Legal Lot Number	60
Jurisdiction	JEFFERSON KY
Township / Civil Division	POND CREEK
Census Block Group	1
Census Block	1008
Census Tract	12005

Owner

405 Ecchappe Ln is owned and occupied by two individuals who acquired it in December 2024.

Source: Louisville/Jefferson County Metro Government records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	405 ECCHAPPE LN, FAIRDALE, KY 40118-9527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Aug 8, 2019	Warranty Deed, Transfer · FHA Mortgage STOCKTON MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2021 · Amount on File
Deed Sale	Feb 2, 2021 · Amount on File
Prior Sale	Aug 8, 2019 · Amount on File
Deed Document Number	202127170
Deed Book / Page	11918 / 783
Last Transfer Date	Dec 16, 2024
Transfer Doc	0000197805
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Feb 2, 2021
Property Address	405 ECCHAPPE LN, FAIRDALE, KY 40118-9527
Document Number	0000027170
Book / Page	11918 / 783
Map Reference	MB 31 PG 41&42
Instrument Date	Jan 29, 2021
Instrument	2021027170
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	AGENCY TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10409 KEYS FERRY RD, FAIRDALE, KY 40118-9032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ECCHAPPE LN, FAIRDALE, KY 40118-9527

Mortgage

Document Number	0000027171
Date	Feb 2, 2021
Instrument	2021027171

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Mortgage

Document Number	0000027172
Date	Feb 2, 2021
Book Page	17128/1
Instrument	2021027172

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Aug 8, 2019
Property Address	405 ECCHAPPE LN, FAIRDALE, KY 40118-9527
Document Number	0114760238
Book / Page	011476 / 000238
Instrument Date	Jul 23, 2019
Instrument	183608
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 ECCHAPPE LN FAIRDALE KY 401189527, FAIRDALE, KY 40118-9527

Mortgage

Document Number	160790345
Date	Aug 8, 2019
Book Page	016079/000345
Instrument	183609

Lender

Name	STOCKTON MTG
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 405 Ecchappe Ln was $2,317.

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,317.00	$222,580 Land $22,000 Building $200,580
2024			$222,580 (+23.66%) Land $22,000 Building $200,580
2023	$1,976.00 (-0.35%)	$180,000 (-) Land $9,750 Building $170,250	$180,000 (-) Land $9,750 Building $170,250
2022	$1,983.00	$180,000 Land $9,750 Building $170,250	$180,000 Land $9,750 Building $170,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Ecchappe Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Ecchappe Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
BluegrassNet Fixed Wireless	100 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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