Union County property record for 405 E Young St, Morganfield, KY 42437
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 480 sqft |
| Lot Size | 0.291 acres (12,690 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $182,000 (Jun 2026) |
| Tax Bill | $986 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M2-12-10 |
| Primary APN | M2-12-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 480 sqft Adjusted Area |
| Exterior Material | Brick Veneer |
|---|---|
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,690 sqft (0.291 acres) |
| Lot Dimensions | 141 ft deep x 90 ft wide |
| Garage Area | 480 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 405 E YOUNG ST |
|---|---|
| City | MORGANFIELD |
| State | KY |
| Zip | 42437-1761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 405 E YOUNG ST |
| Jurisdiction | UNION KY |
| Township / Civil Division | MORGANFIELD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950201 |
Source: Union County records, as of June 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 E YOUNG ST, MORGANFIELD, KY 42437-1761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on Record |
| Deed Sale | Jun 4, 2026 · Amount on Record |
| Prior Sale | Aug 13, 2025 · Amount on Record |
| Deed Document Number | 2026402428 |
| Deed Book / Page | 411 / 232 |
| Prior Transfer Date | Jun 2, 2026 |
| Prior Transfer Doc | 0000402428 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION KY |
| Recording Date | Jun 4, 2026 |
| Property Address | 405 E YOUNG ST, MORGANFIELD, KY 42437-1761 |
| Document Number | 0000402428 |
| Book / Page | 411 / 232 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 2026402428 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,382.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 E YOUNG ST, MORGANFIELD, KY 42437-1761 |
| Document Number | 0000402432, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 2026402432 |
| Name | COMMUNITY FINANCIAL SERVICES BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Union County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Union County |
| Municipality | Morganfield City |
| Unified School District | Union County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $986.00 (+201.53%) | $95,960 (+22.99%) Land $12,000 Building $83,960 | $95,960 (+22.99%) Land $12,000 Building $83,960 |
| 2023 | $327.00 Homeowner's exemption | $78,020 Land $9,000 Building $69,020 | $78,020 Land $9,000 Building $69,020 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1999–2005) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Nov 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER DISTRICT serves 6,117 people · EPA ID KY1130433 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2026 Haloacetic acids resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures