405 E Wiggin St, Gambier, OH 43022 Property Records

Knox County property record for 405 E Wiggin St, Gambier, OH 43022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,981 sqft · built 1885
Lot Size	0.746 acres (32,496 sqft)
Owner	Individual Name on File
Last Sale	$57,000 (Mar 2005)
Tax Bill	$2,822 (2025)
Deeds & Mortgages	Sep 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`14-00275.000`

Property Details

APN / Parcel Number

Primary APN	`14-00275.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,981 sqft Living Area
1st Floor Area	1,189 sqft
Upper Floors Area	732 sqft
Basement Area	1,029 sqft
Unfinished Basement	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1885
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Material	Galvanized Metal
Lot Area	32,496 sqft (0.746 acres)
Lot Dimensions	260 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	260 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 E WIGGIN ST
City	GAMBIER
State	OH
Zip	43022-7720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N SIDE WIGGIN BETWEEN WOODSIDE & QUARRY 0.85A
Jurisdiction	KNOX OH
Township / Civil Division	COLLEGE
Census Block Group	1
Census Block	1014
Census Tract	7301

Owner

Source: Knox County records · APN 14-00275.000

Assessment roll updated April 10, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 E WIGGIN ST, GAMBIER, OH 43022-7720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 10, 2005 · Amount on Record
Deed Sale	Mar 10, 2005 · Amount on Record
Prior Sale	Aug 19, 1992
Deed Document Number	20052423
Deed Book / Page	933 / 741
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	405 E WIGGIN ST, GAMBIER, OH 43022-7720
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009285
Date	Sep 15, 2021
Book Page	1879/216
Instrument	20210-00009285

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Knox County records · Assessment roll updated April 10, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	College Township
Municipality	Gambier Village
Unified School District	Mount Vernon City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$235,590 (-) Land $62,020 Building $173,570
2025	$2,822.00 (-10.21%)	$82,460 (-) Land $21,710 Building $60,750
2024	$3,143.00 (+1.29%) Homeowner's exemption Senior Citizen's exemption	$82,460 (-) Land $21,710 Building $60,750
2023	$3,103.00 (+13.54%) Homeowner's exemption Senior Citizen's exemption	$82,460 (+26.01%) Land $21,710 Building $60,750	$235,590 (+26%) Land $62,020 Building $173,570
2022	$2,733.00 Homeowner's exemption Senior Citizen's exemption	$65,440 Land $17,230 Building $48,210
2020			$186,970 Land $49,220 Building $137,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 7, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Gambier Historic District listed 2000 · 139 contributing resources · NRIS 99001686

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 51 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GAMBIER VILLAGE PWS serves 2,300 people
Water Source	Purchased groundwater from MOUNT VERNON CITY PWS
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.