405 E Wells St, Geneseo, IL 61254 Property Records

Henry County property record for 405 E Wells St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,158 sqft · built 1910
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$142,500 (Sep 2020)
Tax Bill	$5,048 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-16-403-018`

Property Details

APN / Parcel Number

Primary APN	`08-16-403-018`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,158 sqft Living Area
1st Floor Area	1,158 sqft
Basement Area	386 sqft
Unfinished Basement	1,158 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Foundation Type	Masonry
Lot Area	13,068 sqft (0.3 acres)
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	405 E WELLS ST
City	GENESEO
State	IL
Zip	61254-1162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 THIES 1ST ADD CITY OF GENESEO
Legal Subdivision	THIES 1ST ADD
Legal Block	403
Legal Lot Number	1
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	2
Census Block	2012
Census Tract	30302

Owner

405 E Wells St is owned and occupied by an individual who bought it in September 2020.

Source: Henry County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	405 E WELLS ST, GENESEO, IL 61254-1162
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Feb 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2020 · Amount on File
Deed Sale	Sep 8, 2020 · Amount on File
Prior Sale	Oct 20, 2015 · Amount on File
Deed Document Number	20202005879
Prior Transfer Date	Feb 21, 2017
Prior Transfer Doc	0000001148
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Sep 8, 2020
Property Address	405 E WELLS ST, GENESEO, IL 61254-1162
Document Number	0000005879
Instrument Date	Sep 2, 2020
Instrument	20-2005879
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 E WELLS ST, GENESEO, IL 61254-1162

Mortgage

Document Number	0000005880
Date	Sep 8, 2020
Instrument	20-2005880

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.89%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENRY IL
Recording Date	Feb 24, 2017
Property Address	405 E WELLS ST, GENESEO, IL 61254-1162
Document Number	0000001148
Instrument Date	Feb 21, 2017
Instrument	1148
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6667 E 2480 ST KEWANEE IL 614439269, KEWANEE, IL 61443-9269

Tax Assessment & Valuation

The 2025 property tax bill for 405 E Wells St was $5,048 with a homeowner's exemption, up 5% from the year before.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,048.00 (+5.01%) Homeowner's exemption	$69,380 (+6.5%) Land $10,379 Building $59,001	$208,140 (+6.5%) Land $31,137 Building $177,003
2024	$4,807.00	$65,146 Land $9,746 Building $55,400	$195,438 Land $29,238 Building $166,200
2022		$55,140 Land $8,249 Building $46,891	$165,420 Land $24,747 Building $140,673
2021	$3,899.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 E Wells St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 E Wells St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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