405 E Waterside Dr, Seneca, SC 29672 Property Records

Oconee County property record for 405 E Waterside Dr, Seneca, SC 29672 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,825 sqft · built 2005
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Company Names on File
Last Sale	$782,000 (Jan 2023)
Tax Bill	$5,256 (2025)
Deeds & Mortgages	Sep 2023 Transfer Jan 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`123-02-01-027`

Property Details

APN / Parcel Number

Primary APN	`123-02-01-027`
Alternative APN	`10305`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,825 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Traditional
Exterior Material	Fiber Cement Siding
Roof Material	Shingle
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Attached
Garage Area	563 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10305
Old Parcel Number	123 02 01 027
Street Address	405 E WATERSIDE DR
City	SENECA
State	SC
Zip	29672-0452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 WATERSIDE CROSSING
Legal Subdivision	WATERSIDE XING
Legal Block	1
Legal Lot Number	27
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2014
Census Tract	30302

Owner

Source: Oconee County records · APN 123-02-01-027

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	405 E WATERSIDE DR, SENECA, SC 29672-0452
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 06, 2023	Intrafamily Transfer, Transfer
Jan 13, 2023	Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Jul 25, 2019	Deed of Trust, Mortgage · Line of Credit BLUE RIDGE BK
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jan 13, 2023 · Amount on Record
Deed Sale	Jan 13, 2023 · Amount on Record
Prior Sale	Jan 13, 2023 · Amount on Record
Deed Document Number	0000009267
Deed Book / Page	2896 / 31
Last Transfer Date	Sep 06, 2023
Transfer Doc	0000002843
Record Updated	Jun 08, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Sep 06, 2023
Property Address	405 E WATERSIDE DR, SENECA, SC 29672-0452
Document Number	0000002843
Book / Page	2980 / 48
Map Reference	MB A743 PG 1-2
Instrument Date	Aug 30, 2023
Instrument	2843
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	405 E WATERSIDE DR, SENECA, SC 29672-0452

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Jan 13, 2023
Property Address	405 E WATERSIDE DR, SENECA, SC 29672-0452
Document Number	0000009267
Book / Page	2896 / 31
Map Reference	MB A743 PG 1&2
Instrument Date	Jan 13, 2023
Instrument	9267
Transaction Type	Transfer
Record Updated	Feb 02, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,033.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 E WATERSIDE DR, SENECA, SC 29672-0452

Mortgage

Document Number	0000009268
Date	Jan 13, 2023
Book Page	4415/342
Instrument	9268

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	405 E WATERSIDE DR, SENECA, SC 29672-0452
Transaction Type	Mortgage
Record Updated	Feb 09, 2022
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013505
Date	Feb 23, 2021
Book Page	4105/75
Instrument	13505

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2041

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	405 E WATERSIDE DR, SENECA, SC 29672-0452
Document Number	0038570001
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Sep 09, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E WATERSIDE DR SENECA SC 296720452, SENECA, SC 29672-0452

Mortgage

Document Number	0038570001
Date	Aug 02, 2019
Book Page	003857/000001

Lender

Name	BLUE RIDGE BK
Type	Bank
Address	WALHALLA, SC 29691

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 01, 2029

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	405 E WATERSIDE DR, SENECA, SC 29672-0452
Document Number	0038250336
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 09, 2019
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E WATERSIDE DR SENECA SC 296720452, SENECA, SC 29672-0452

Mortgage

Document Number	0038250336
Date	May 02, 2019
Book Page	003825/000336

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Oconee County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,256.00	$30,181 (+81.62%) Land $1,125 Building $29,056	$754,520 (+81.62%) Land $28,130 Building $726,390
2023		$16,618 (-) Land $2,050 Building $14,568	$415,445 (-) Land $51,250 Building $364,195
2022		$16,618 Land $2,050 Building $14,568	$415,445 Land $51,250 Building $364,195

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oconee County (45073C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450730303022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 38% of the US · above 14% of South Carolina
Wildfire Likelihood	About 1 in 1,449 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

405 E Waterside Dr, Seneca, SC 29672 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

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