405 E Vine St, Oxford, OH 45056 Property Records

Butler County property record for 405 E Vine St, Oxford, OH 45056

Property Summary

Property Type	Duplex
Details	12,228 sqft · built 1992
Lot Size	0.426 acres (18,591 sqft)
Owner	Company Name on Record
Last Sale	$1,390,000 (Dec 2022)
Tax Bill	$13,537 (2025)
Deeds & Mortgages	Feb 2025 Construction Loan Dec 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`H4100-006.000-174`

Property Details

APN / Parcel Number

Primary APN	`H4100-006.000-174`
Alternative APNs	`89458` `90370`

Interior

Units	50 Units
Stories	2 Stories
Building Area	12,228 sqft Total Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1992
Exterior Material	Brick Veneer
Lot Area	18,591 sqft (0.426 acres)
Patio Area	864 sqft
Canopy	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 E VINE ST
City	OXFORD
State	OH
Zip	45056-1414
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2759 ENT
Jurisdiction	BUTLER OH
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1008
Census Tract	10105

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	9987 SPRINTERS XING, DAYTON, OH 45458-7506
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2025	Deed of Trust, Mortgage · Construction Mortgage THE STATE BANK & TRUST CO
Dec 6, 2022	Warranty Deed, Transfer · Line of Credit THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2022 · Amount on Record
Deed Sale	Dec 6, 2022 · Amount on Record
Prior Sale	Mar 9, 2020 · Amount on Record
Deed Document Number	0000050294
Deed Book / Page	9924 / 1106
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	405 E VINE ST, OXFORD, OH 45056-1414
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004335
Date	Feb 11, 2025
Book Page	10183/596
Instrument	2025-00004335

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	LIMA, OH 45805

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Feb 15, 2046

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Dec 6, 2022
Property Address	405 E VINE ST, OXFORD, OH 45056-1414
Document Number	0000050294
Book / Page	9924 / 1106
Instrument Date	Dec 1, 2022
Instrument	2022-00050294
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9987 SPRINTERS XING, CENTERVILLE, OH 45458-7506

Mortgage

Document Number	0099241108
Date	Dec 6, 2022
Instrument	9924/1108

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2042

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Oxford Township
Municipality	Oxford City
Unified School District	Talawanda City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,537.00 (+9.22%)	$294,310 (-) Land $48,800 Building $245,510	$840,900 (-) Land $139,440 Building $701,460
2023	$12,394.00	$294,310 Land $48,800 Building $245,510	$840,900 Land $139,440 Building $701,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD CITY PWS serves 24,000 people · EPA ID OH0902312
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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