405 E Vermilion Blvd, Cook, MN 55723 Property Records

St. Louis County property record for 405 E Vermilion Blvd, Cook, MN 55723

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,445 sqft · built 1957
Lot Size	0.426 acres (18,585 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jul 2022)
Tax Bill	$4,164 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`120-0039-00120`

Property Details

APN / Parcel Number

Primary APN	`120-0039-00120`
Alternative APN	`1133009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,445 sqft Gross Area
1st Floor Area	1,445 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Lot Area	18,585 sqft (0.426 acres)
Garage Area	768 sqft

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	80 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1133009
Street Address	405 E VERMILION BLVD
City	COOK
State	MN
Zip	55723-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 AND 2 SERIAL #
Legal Subdivision	SUNRISE
Legal Block	2
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	COOK
Census Block Group	4
Census Block	4026
Census Tract	15200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 E VERMILION BLVD, COOK, MN 55723-9719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 15, 2021	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jan 15, 2021	Affidavit of Death, Transfer ATTORNEY ONLY
Oct 19, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 19, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2022 · Amount on Record
Deed Sale	Jul 7, 2022 · Amount on Record
Prior Sale	Jan 15, 2021 · Amount on Record
Deed Document Number	20221446964
Prior Transfer Date	Jan 11, 2021
Prior Transfer Doc	00A1401258
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 7, 2022
Property Address	405 E VERMILION BLVD, COOK, MN 55723-9719
Document Number	0001446964
Instrument Date	Jun 30, 2022
Instrument	1446964
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E VERMILION BLVD, COOK, MN 55723-9719

Mortgage

Document Number	0001446965
Date	Jul 7, 2022
Instrument	1446965

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 15, 2021
Property Address	405 E VERMILION BLVD, COOK, MN 55723-9719
Document Number	00A1401259
Instrument Date	Jan 11, 2021
Instrument	A1401259
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$597.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 E VERMILION BLVD COOK MN 557239719, COOK, MN 55723-9719

Mortgage

Document Number	A1401260
Date	Jan 15, 2021
Instrument	A1401260

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2051

January 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Jan 15, 2021
Property Address	405 E VERMILION BLVD, COOK, MN 55723-9719
Document Number	00A1401258
Instrument Date	Oct 18, 2017
Instrument	A1401258
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8599 AROLA RD ANGORA MN 557038101, ANGORA, MN 55703-8101

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 19, 2017
Property Address	405 E VERMILION BLVD, COOK, MN 55723-9719
Document Number	00A1320307
Instrument Date	Oct 11, 2017
Instrument	A1320307
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	405 E VERMILION BLVD COOK MN 557239719, COOK, MN 55723-9719

October 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Oct 19, 2017
Property Address	405 E VERMILION BLVD, COOK, MN 55723-9719
Document Number	00A1320306
Instrument Date	Oct 11, 2017
Instrument	A1320306
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E VERMILION BLVD COOK MN 557239719, COOK, MN 55723-9719

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cook City
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,164.00 (+8.04%)
2025	$3,854.00 (+1.21%)	$222,300 (+20.42%) Land $14,900 Building $207,400	$222,300 (+20.42%) Land $14,900 Building $207,400
2024	$3,808.00	$184,600 (+31.48%) Land $10,800 Building $173,800	$184,600 (+31.48%) Land $10,800 Building $173,800
2022		$140,400 Land $9,000 Building $131,400	$140,400 Land $9,000 Building $131,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1979–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cook serves 574 people · EPA ID MN1690009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.87 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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